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VIEW RANKINGS FOR BEST COMPANIES BY PRACTICE AREA:
Services
Our Selection Process For
Best Enterprise ACH Processing Services
Our Selection Process For
Best Enterprise ACH Processing Services

Last updated: July 1, 2025

Apply For Rankings | Improve Your Rankings | Evaluation Criteria

 

Best
Top 10 Enterprise ACH Processing Services

Best Enterprise ACH Processing Services - July 2025

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Competitive Rates

Reliability

Reliability

Efficiency

Efficiency

Variance

Variance

Customer Support

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank
Leaders
1
Seamless Chex Aventura, Florida
2 Reviews Write A Review
Douglas Kelsey
888-998-2439
Visit Website Seamless Chex
2012
+$10 million
30
2500+
97
M
Available upon request.

ACH Processing,
Check Processing,
Credit Card Processing,
High Risk Processing

100
100
100
100
100
100%
NC
 Rate this company
View Profile Is this your profile? Update Now
Seamless Chex Seamless Chex
Talk to a Representative: 888-998-2439
Service Offerings:
Key Facts For Seamless Chex
  • Major Clients:
    Available upon request.
  • Year Founded:
    2012
  • Fulltime Employees:
    30
  • Active Clients:
    2500+
  • Revenue:
    +$10 million
  • Client Retention Rate:
    97
  • Pricing:
    M
  • Website:
    seamlesschex.com
Request A Quote
Reviews (2)
Leave a Review
Negative Review 0 Reviews
Anonymous
Negative Review
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

2
umacha.org Brooklyn Park, Minnesota
Write A Review
Fred Laing II
1 763-549-7000
Visit Website umacha.org
1974
Est. $1 million
1 - 10
126
94
L
Bluestem Group, Capital Card Services, Inc., Central Billing, Inc., CliftonLarsonAllen, LLP, Capital Card Services, Inc, Central Billing, Inc

PCI Compliance,
Credit Card Processing,
ACH Processing

99
100
98
99
100
99.2%
NC
 Rate this company
View Profile Is this your profile? Update Now
umacha.org umacha.org
Talk to a Representative: 1 763-549-7000
Service Offerings:
Key Facts For umacha.org
  • Major Clients:
    Bluestem Group, Capital Card Services, Inc...
  • Year Founded:
    1974
  • Fulltime Employees:
    1 - 10
  • Active Clients:
    126
  • Revenue:
    Est. $1 million
  • Client Retention Rate:
    94
  • Pricing:
    L
  • Website:
    www.umacha.org
Request A Quote
Reviews (0)
Leave a Review
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

3
VeriCheck, Inc. Blairsville, Georgia
1 Review Write A Review
Tracey Cunningham
404-872-4585
Visit Website VeriCheck, Inc.
1989
$1 million - $5 million
10 - 50
5000+
96
L
Fi-Soft offers, RDM, corparation, PaySimple, Capital One Merchant Services, Northern Payment Systems,Inc, Rdm, Fi-Soft Offers

Check Processing,
Payment Gateway,
ACH Processing

99
100
99
98
97
98.6%
NC
 Rate this company
View Profile Is this your profile? Update Now
VeriCheck, Inc. VeriCheck, Inc.
Talk to a Representative: 404-872-4585
Service Offerings:
Key Facts For VeriCheck, Inc.
  • Major Clients:
    Fi-Soft offers, RDM, corparation, PaySimpl...
  • Year Founded:
    1989
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    5000+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
  • Pricing:
    L
  • Website:
    www.vericheck.com
Request A Quote
Reviews (1)
Leave a Review
Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Strong Performers
4
Credit Card Processing Specialists Grandville, Michigan
Write A Review
Mike Konig
616-275-5306
Visit Website Credit Card Processing Specialists
2010
$250,000 - $1 million
30
1,000+
98
M
Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware

Credit Card Processing,
Payment Gateway,
Point of Sale Systems,
High Risk Processing

96
100
98
100
98
98.4%
NC
 Rate this company
View Profile Is this your profile? Update Now
Credit Card Processing Specialists Credit Card Processing Specialists
Talk to a Representative: 616-275-5306
Service Offerings:
Key Facts For Credit Card Processing Sp...
  • Major Clients:
    Main Street Technologies, Advance Auto Par...
  • Year Founded:
    2010
  • Fulltime Employees:
    30
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.creditcardprocessingspecialists.com
Request A Quote
Reviews (0)
Leave a Review
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

5
Flagship Merchant Services Westlake Village, California
1 Review Write A Review
Michael Dooley
888-510-3056
Visit Website Flagship Merchant Services
2001
$3 million - $5 million
255+
30,000+
90
L
Confidential

Credit Card Processing,
Merchant Services,
Point of Sale Systems

96
98
97
100
97
97.6%
NC
 Rate this company
View Profile Is this your profile? Update Now
Flagship Merchant Services Flagship Merchant Services
Talk to a Representative: 888-510-3056
Service Offerings:
Key Facts For Flagship Merchant Service...
  • Major Clients:
    Confidential
  • Year Founded:
    2001
  • Fulltime Employees:
    255+
  • Active Clients:
    30,000+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.flagshipmerchantservices.com
Request A Quote
Reviews (1)
Leave a Review
Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

6
MBNCARD, Inc. Las Vegas, Nevada
25 Reviews Write A Review
Travis Cain
877 871-4629
Visit Website MBNCARD, Inc.
1991
$1 million
20
10,500+
96
L
Confidential., Love Us, The Brow Spa, Whale Watch

Gift & Loyalty Cards,
High Risk Processing,
ISO Agent Programs,
Portfolio Sales

95
99
97
98
96
97%
NC
 Rate this company
View Profile Is this your profile? Update Now
MBNCARD, Inc. MBNCARD, Inc.
Talk to a Representative: 877 871-4629
Service Offerings:
Key Facts For MBNCARD, Inc.
  • Major Clients:
    Confidential., Love Us, The Brow Spa, Whal...
  • Year Founded:
    1991
  • Fulltime Employees:
    20
  • Active Clients:
    10,500+
  • Revenue:
    $1 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    merchantsbancard.com
Request A Quote
Reviews (25)
Leave a Review
Positive Review 25 Reviews
Best rates, fast set up
We use MBN Payment Systems for credit card pr...
Philomena Helen
Positive Review
Well-informed service
The people from MBN that I was working with i...
Sophronia Alice
Positive Review
Easy set up for non-tech users
Learned about MBN when I was doing some work...
Olsen Zaiden

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Contenders
7
BankCard USA Westlake Village, California
1 Review Write A Review
Shawn Skelton
1 800-589-8200
Visit Website BankCard USA
1998
30-50M
44
20,000+
96
L
Coastal Dermatology, Supertone Hearing, Lunaria Music, Coastal Dermatology, Supertone Hearing, Lunaria Music

Payment Gateway,
Credit Card Processing,
Enterprise Credit Card Processing,
Merchant Cash Advance

96
97
95
98
95
96.2%
NC
 Rate this company
View Profile Is this your profile? Update Now
BankCard USA BankCard USA
Talk to a Representative: 1 800-589-8200
Service Offerings:
Key Facts For BankCard USA
  • Major Clients:
    Coastal Dermatology, Supertone Hearing, Lu...
  • Year Founded:
    1998
  • Fulltime Employees:
    44
  • Active Clients:
    20,000+
  • Revenue:
    30-50M
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.bankcardusa.com
Request A Quote
Reviews (1)
Leave a Review
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

8
CreditCardProcessing.com Westlake Village, California
1 Review Write A Review
Ryan Mirpanah
888-480-1205
Visit Website CreditCardProcessing.com
1998
$1 million - $5 million
10 - 50
150,000+
98
L
Moe's Southwest Grill, Habitat for Humanity, Baskin Robbins, Liberty Tax Service, Holiday Inn

Credit Card Processing,
Merchant Services

96
97
96
94
96
95.8%
NC
 Rate this company
View Profile Is this your profile? Update Now
CreditCardProcessing.com CreditCardProcessing.com
Talk to a Representative: 888-480-1205
Service Offerings:
Key Facts For CreditCardProcessing.com
  • Major Clients:
    Moe's Southwest Grill, Habitat for Humanit...
  • Year Founded:
    1998
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    150,000+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.creditcardprocessing.com
Request A Quote
Reviews (1)
Leave a Review
Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

9
ACH Direct, Inc. Allen, Texas
Write A Review
Jeff Thorness
866-378-0001
Visit Website ACH Direct, Inc.
1998
$1 million - $5 million
10 - 50
54
88
L
La Fitness, Virgin, Jackon Hewitt, Progessive, NEC

Online Credit Card Processing,
Check Processing,
Credit Card Processing

97
93
94
95
97
95.2%
NC
 Rate this company
View Profile Is this your profile? Update Now
ACH Direct, Inc. ACH Direct, Inc.
Talk to a Representative: 866-378-0001
Service Offerings:
Key Facts For ACH Direct, Inc.
  • Major Clients:
    La Fitness, Virgin, Jackon Hewitt, Progess...
  • Year Founded:
    1998
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    54
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    88
  • Pricing:
    L
  • Website:
    achdirect.com
Request A Quote
Reviews (0)
Leave a Review
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

10
Helcim United States Division
86 Reviews Write A Review
Danny Trevena
877-643-5246
Visit Website Helcim
2006
$1 million - $5 million
100
7000+
81
L
Michelin, UNICEF, The Childrens Wish Foundation, TechVibes

ACH Processing,
Credit Card Processing,
Payment Platforms,
Online Credit Card Processing

93
96
96
93
94
94.4%
NC
 Rate this company
View Profile Is this your profile? Update Now
Helcim Helcim
Talk to a Representative: 877-643-5246
Service Offerings:
Key Facts For Helcim
  • Major Clients:
    Michelin, UNICEF, The Childrens Wish Found...
  • Year Founded:
    2006
  • Fulltime Employees:
    100
  • Active Clients:
    7000+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    81
  • Pricing:
    L
  • Website:
    helcim.com
Request A Quote
Reviews (86)
Leave a Review
Positive 87.2% 75 Reviews
We thought about doing credit card processing...
Bruce Volkert
Positive
I've been with Helcim for 2 years now and cho...
Dougal Pow
Negative 12.8% 11 Reviews
The support at this company is atrocious. We...
Kelly Robert

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Evaluation Criteria
Competitive Rates
Reliability
Efficiency
Variance
Customer Support
 
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