Best
Top 10 High Risk Processing Companies

Best High Risk Merchant Account Providers - June 2023

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Competitive Rates

Reliability

Reliability

Security

Security

Fraud Detection

Fraud Detection

Customer Support

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Century Business Solutions Century Business Solutions
Talk to a Representative: 888-500-7798
Key Facts For Century Business Solution...
  • Major Clients:
    Autocab, iPro ERP Consultants, Lomi Magic,...
  • Year Founded:
    2004
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    10,000+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    97
  • Pricing:
    L
  • Website:
    centurybizsolutions.net
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Reviews (45)
Positive 73.3% 33 Reviews
We have been with Century Business Solutions...
Maryanne Liavaa
Positive
Murphy's Law in full effect today - sales tea...
Libby Kofford
Negative 26.7% 12 Reviews
Very unprofessional when dealing with intervi...
Kevin Suarez

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

Stax Payments Stax Payments
Talk to a Representative: 855-550-3288
Key Facts For Stax Payments
  • Major Clients:
    Pearle Vision, MatressOne, Meineke, LensCr...
  • Year Founded:
    2014
  • Fulltime Employees:
    200
  • Active Clients:
    25000
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    99
  • Pricing:
    L
  • Website:
    staxpayments.com
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Reviews (88)
Positive 80.7% 71 Reviews
Moving to FattMerchant, from Square, has offe...
Paul Nolan
Negative 18.2% 16 Reviews
Misrepresented their services. I specifically...
Mitchie Mutyambizi
Neutral 1.1% 1 Reviews
I had no issue with their service but cancell...
Paul McManus

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

MBNCARD, Inc. MBNCARD, Inc.
Talk to a Representative: 877 871-4629
Key Facts For MBNCARD, Inc.
  • Major Clients:
    Confidential., Love Us, The Brow Spa, Whal...
  • Year Founded:
    1991
  • Fulltime Employees:
    20
  • Active Clients:
    10,500+
  • Revenue:
    $1 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    merchantsbancard.com
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Reviews (25)
Positive Review 25 Reviews
Best rates, fast set up
We use MBN Payment Systems for credit card pr...
Philomena Helen
Positive Review
Well-informed service
The people from MBN that I was working with i...
Sophronia Alice
Positive Review
Easy set up for non-tech users
Learned about MBN when I was doing some work...
Olsen Zaiden

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

Strong Performers
BankCard USA BankCard USA
Talk to a Representative: 1 800-589-8200
Key Facts For BankCard USA
  • Major Clients:
    Coastal Dermatology, Supertone Hearing, Lu...
  • Year Founded:
    1998
  • Fulltime Employees:
    44
  • Active Clients:
    20,000+
  • Revenue:
    30-50M
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.bankcardusa.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

Credit Card Processing Specialists Credit Card Processing Specialists
Talk to a Representative: 616-275-5306
Key Facts For Credit Card Processing Sp...
  • Major Clients:
    Main Street Technologies, Advance Auto Par...
  • Year Founded:
    2010
  • Fulltime Employees:
    30
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.creditcardprocessingspecialists.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

merchantservice merchantservice
Talk to a Representative: 888-288-3816
Key Facts For merchantservice
  • Major Clients:
    Gopher Roofing, Grimm's Stonecrab, Inc., M...
  • Year Founded:
    1995
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    2,500+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    97
  • Pricing:
    M
  • Website:
    www.merchantservice.com
Request A Quote
Negative Review 2 Reviews
Anonymous
Negative Review
Anonymous
Negative Review
Anonymous

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

HRM Pay HRM Pay
Talk to a Representative: (800) 646-3607
Key Facts For HRM Pay
  • Major Clients:
    Online Tobacco
  • Year Founded:
    2022
  • Fulltime Employees:
    2
  • Active Clients:
    2600
  • Revenue:
    1000000
  • Client Retention Rate:
    95
  • Pricing:
    L
  • Website:
    hrmpay.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

MobiusPay, Inc. MobiusPay, Inc.
Talk to a Representative: 877-244-0583
Key Facts For MobiusPay, Inc.
  • Major Clients:
    NA
  • Year Founded:
    2010
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    Worldwide
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    95
  • Pricing:
    L
  • Website:
    www.mobiuspay.com
Request A Quote
Positive Review 9 Reviews
The Mobius Team has your business covered.
Mia and Jonathan from the Mobius Team have yo...
Anonymous
Positive Review
Great Results
Thank you for your outstanding work on the pr...
Nikko
Positive Review
I cannot recommend MobiusPay highly enough
MobiusPay is one of the most insightful consu...
James

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

9
1995
$1 million - $5 million
10 - 50
25+
92
M
Carwash Software , Optometrists Association, Mexican Restaurant, Influencer, Carwash Software
96
99
98
100
96
97.8%
NC
First Financial USA, Ltd. First Financial USA, Ltd.
Talk to a Representative: 888-416-4720
Key Facts For First Financial USA, Ltd.
  • Major Clients:
    Carwash Software , Optometrists Associatio...
  • Year Founded:
    1995
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    25+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    M
  • Website:
    www.ffusa.com
Request A Quote
Positive 57.1% 4 Reviews
Jim always does a fantastic job with helping...
Front Desk Team StormyLee Salon & Spa
Positive
Great company. The support staff really knows...
Marcus Drotning
Negative 42.9% 3 Reviews
Very shadey business practices, charges bs fe...
Ai Tint and Car audio

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

digipaysolutions.com
Talk to a Representative: 888-899-9811
Key Facts For digipaysolutions.com
  • Major Clients:
    Confidential
  • Year Founded:
  • Fulltime Employees:
    1 - 10
  • Active Clients:
  • Revenue:
    Est. $1 million
  • Client Retention Rate:
  • Pricing:
    L
  • Website:
    www.digipaysolutions.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Security

Fraud Detection

Customer Support

Evaluation Criteria: Best High Risk Credit Card Processing Providers
Competitive Rates
Competitive Rates
For many businesses dealing with accepting payments attached to a high risk of fraud and chargeback it can be difficult to find payment processing which features competitively priced rates. During our analysis of high risk payment processors we compare vendors which offer competitive pricing and rates in order to ensure competing merchants will be able to accept their payments and continue to make a profit.
Reliability
Reliability
Businesses rely on having a reliable payment processor in order to be able to accept payments from their customers at all hours of business. We spend time measuring the reliability of a processor based on their historical performance in ensuring their systems are always available. During our analysis, we look for processors which maintain their networks and processing systems to ensure optimal uptime and performance.
Security
Security
During our analysis of high risk payment processing companies we spend time analyzing the different security measures and policies of each payment processor in order to determine how secure their payment processing is. It is vitally important for a high risk processing company to ensure compliance with various security standards and to ensure their client information is being properly backed up and encrypted.
Fraud Detection
Fraud Detection
Businesses operating in an industry with a high level of risk involved require the assistance of their payment processor to ensure fraud is being detected at a high rate. During our analysis we delve into the different strategies and methods employed by the high risk payment processor to ensure that all of the transactions they are receiving are legitimate transactions in order to reduce the impact of fraud on the merchant.
Customer Support
Customer Support
It is particularly important for the merchant service provider to have a solid customer support process in place in order to assist their merchants in resolving any issues they may have with the service. Having quality customer support means having professionals available at all times to ensure that payments are being accepted and processed in a timely manner and merchant concerns are being addressed quickly and efficiently.
 
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