Best
Top 10 ACH Processors

Best ACH Processing Companies - May 2024

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Competitive Rates

Reliability

Reliability

Efficiency

Efficiency

Variance

Variance

Customer Support

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Credit Card Processing Specialists Credit Card Processing Specialists
Talk to a Representative: 616-275-5306
Key Facts For Credit Card Processing Sp...
  • Major Clients:
    Main Street Technologies, Advance Auto Par...
  • Year Founded:
    2010
  • Fulltime Employees:
    30
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.creditcardprocessingspecialists.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Seamless Chex Seamless Chex
Talk to a Representative: 888-998-2439
Key Facts For Seamless Chex
  • Major Clients:
    Available upon request.
  • Year Founded:
    2012
  • Fulltime Employees:
    30
  • Active Clients:
    2500+
  • Revenue:
    +$10 million
  • Client Retention Rate:
    97
  • Pricing:
    M
  • Website:
    seamlesschex.com
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Negative Review 0 Reviews
Anonymous
Negative Review
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

MBNCARD, Inc. MBNCARD, Inc.
Talk to a Representative: 877 871-4629
Key Facts For MBNCARD, Inc.
  • Major Clients:
    Confidential., Love Us, The Brow Spa, Whal...
  • Year Founded:
    1991
  • Fulltime Employees:
    20
  • Active Clients:
    10,500+
  • Revenue:
    $1 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    merchantsbancard.com
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Reviews (25)
Positive Review 25 Reviews
Best rates, fast set up
We use MBN Payment Systems for credit card pr...
Philomena Helen
Positive Review
Well-informed service
The people from MBN that I was working with i...
Sophronia Alice
Positive Review
Easy set up for non-tech users
Learned about MBN when I was doing some work...
Olsen Zaiden

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Strong Performers
4
1989
$1 million - $5 million
10 - 50
5000+
86
L
Fi-Soft offers, RDM, corparation, PaySimple, Capital One Merchant Services, Northern Payment Systems,Inc, Rdm, Fi-Soft Offers
99
98
100
99
100
99.2%
NC
VeriCheck, Inc. VeriCheck, Inc.
Talk to a Representative: 404-872-4585
Key Facts For VeriCheck, Inc.
  • Major Clients:
    Fi-Soft offers, RDM, corparation, PaySimpl...
  • Year Founded:
    1989
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    5000+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
  • Pricing:
    L
  • Website:
    www.vericheck.com
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Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

PayZang PayZang
Talk to a Representative: 800-838-8651
Key Facts For PayZang
  • Major Clients:
    Available upon request., Xero, Civicrm, Sh...
  • Year Founded:
    2012
  • Fulltime Employees:
    1 - 10
  • Active Clients:
    32
  • Revenue:
    Est. $1 million
  • Client Retention Rate:
    95
  • Pricing:
    M
  • Website:
    payzang.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Client Solutions Group Client Solutions Group
Talk to a Representative: 866-836-2861
Key Facts For Client Solutions Group
  • Major Clients:
    Confidential.
  • Year Founded:
    2012
  • Fulltime Employees:
    10 - 50
  • Active Clients:
    500+
  • Revenue:
    $1 million - $5 million
  • Client Retention Rate:
    99
  • Pricing:
    M
  • Website:
    www.client-solutions-group.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Contenders
7
1991
$4.4 Million
27
53
89
L
KC Companies, Woodbine Development Corp., Caiman Energy, R&O Construction, SLC Kustoms, Kc Companies
97
99
98
100
98
98.4%
NC
Piracle Piracle
Talk to a Representative:
Key Facts For Piracle
  • Major Clients:
    KC Companies, Woodbine Development Corp.,...
  • Year Founded:
    1991
  • Fulltime Employees:
    27
  • Active Clients:
    53
  • Revenue:
    $4.4 Million
  • Client Retention Rate:
    89
  • Pricing:
    L
  • Website:
    www.piracle.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

GDpay GDpay
Talk to a Representative: 888-600-2602
Key Facts For GDpay
  • Major Clients:
    Confidential.
  • Year Founded:
    2006
  • Fulltime Employees:
    1 - 10
  • Active Clients:
    77
  • Revenue:
    Est. $1 million
  • Client Retention Rate:
    86
  • Pricing:
    L
  • Website:
    www.gdpay.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BankCard USA BankCard USA
Talk to a Representative: 1 800-589-8200
Key Facts For BankCard USA
  • Major Clients:
    Coastal Dermatology, Supertone Hearing, Lu...
  • Year Founded:
    1998
  • Fulltime Employees:
    44
  • Active Clients:
    20,000+
  • Revenue:
    30-50M
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.bankcardusa.com
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Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Prolific Business Prolific Business
Talk to a Representative: 877-777-7149
Key Facts For Prolific Business
  • Major Clients:
    ELFA, Precision Payroll, WD
  • Year Founded:
    2005
  • Fulltime Employees:
    1 - 10
  • Active Clients:
    300+
  • Revenue:
    Est. $1 million
  • Client Retention Rate:
    93
  • Pricing:
    H
  • Website:
    www.myprolific.com
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Reviews (23)
Positive 69.6% 16 Reviews
James is a great guy, always looking for ways...
peter leonardo
Negative 26.1% 6 Reviews
Shady business practices, putting large trans...
Mike Carlborg
Neutral 4.3% 1 Reviews
I had been using their credit card processing...
Gerrod Walker

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Evaluation Criteria: Best ACH Processing Companies
Competitive Rates
Competitive Rates
ACH processing solutions provide businesses with a safe and secure method of processing their clients payments. It is important for the service to be provided with rates that are competitive with others in the marketplace to ensure their merchants are benefiting from the service. Services which charge rates which are too high for the merchants will negatively impact their ability to grow and expand in the future.
Reliability
Reliability
Due to the very nature of the automated clearing house it is important for the payment processing solutions offered by the ACH processing company to be reliable in nature. Their ability to process the information of a payment accurately is as critical as their ability to ensure their solution is always available. Non-reliable ACH processing companies can potentially damage their merchants reputation with clients.
Efficiency
Efficiency
ACH processing services are renowned for their efficiency. As a result, the bar is set fairly high for ensuring that the payment processing solution is efficient in nature. Accepting an ACH payment from a client should be a quick and efficient process requiring a minimal amount of human intervention to both accept the payment from the client and to verify the information provided by the client for fraud detection purposes.
Variance
Variance
Not all merchants have the same needs and requirements. It is important for ACH processing companies to take into consideration how different businesses operate and how different businesses receive their payment information from their clients. It is important for each payment processor to offer merchants different ways of obtaining payment information and different ways of relaying it to the automated clearing house.
Customer Support
Customer Support
A customer support team should be made available to merchants which have questions and concerns about their payments. The service should be provided alongside helpful and extensive information about how the process works and when to expect the payment to clear to ensure minimal confusion with the service. We analyze how quickly, on average, the customer support team resolve their issues.
 
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