VIEW RANKINGS FOR BEST COMPANIES BY PRACTICE AREA:
Services
- Credit Card Processing
- High Risk Processing
- Merchant Cash Advance
- Small Business Loans
- Retail Processing
- Mobile Processing
- Check Processing
- ACH Processing
- Merchant Services
- Multi-Currency Processing
- Online Credit Card Proces...
- Credit Card Surcharging
- Cash Discount
- Tablet PoS
- Point of Sale Systems
- ISO Agent Programs
- Equipment Leasing
- Chargeback Prevention
- Merchant Processing
- Acquiring Banks
- ATM Machines
- Disaster Recovery
- EMV Compliance
- Fraud Detection
- More Categories
Our Selection Process For
Best Credit Card Processing Companies and Services
Best Credit Card Processing Companies and Services
Our Selection Process For
Best Credit Card Processing Companies and Services
Best Credit Card Processing Companies and Services
Best
Top 50 Credit Card Processing Companies
|
Rank |
Company Name |
Year |
Revenue |
Fulltime |
Active |
Client |
Pricing |
Major Clients |
Other Core |
Competitive Rates 
|
Reliability
|
Efficiency
|
Variance
|
Customer Support
|
Overall Score 0100GVGE |
Change in Rank |
Key Facts For PAYARC
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2016
-
- Fulltime Employees:
- 43
-
- Active Clients:
- 10,000
-
- Revenue:
- 30m-50m
-
- Client Retention Rate:
- 99
-
- Pricing:
- L
-
- Website:
- www.payarc.com
Positive Review
Best in Class Support + Transparent Competitive Pricing = Very Happy Merchants
When we started PayArc we saw a huge opportun...
Jared Ronski
Key Facts For Beacon Payments, LLC
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2008
-
- Fulltime Employees:
- 37
-
- Active Clients:
- 10,000+
-
- Revenue:
- 5.0M
-
- Client Retention Rate:
- 94
-
- Pricing:
- M
-
- Website:
- www.beaconpayments.com
Key Facts For Global Processing Systems
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2003
-
- Fulltime Employees:
- 35
-
- Active Clients:
- 34,000+
-
- Revenue:
- 3.8M
-
- Client Retention Rate:
- 97
-
- Pricing:
- L
-
- Website:
- www.gprocessing.com
Key Facts For Electronic Transfer, Inc
-
- Major Clients:
- Star-News, The Press-Telegram, The Wichita...
-
- Year Founded:
- 1989
-
- Fulltime Employees:
- 57
-
- Active Clients:
- 3000+
-
- Revenue:
- 23.1M
-
- Client Retention Rate:
- 96
-
- Pricing:
- L
-
- Website:
- www.electronictransfer.com
Key Facts For US Alliance Group, Inc
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2003
-
- Fulltime Employees:
- 55
-
- Active Clients:
- 25,000 +
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 98
-
- Pricing:
- L
-
- Website:
- www.usag-inc.com
Positive0%
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Key Facts For Total Pay Solutions, LLC
-
- Major Clients:
- Private
-
- Year Founded:
- 2002
-
- Fulltime Employees:
- 4
-
- Active Clients:
- 2000+
-
- Revenue:
- 6.0M
-
- Client Retention Rate:
- 98
-
- Pricing:
- L
-
- Website:
- totalpayllc.com
Key Facts For S & S Bank Card Systems
-
- Major Clients:
- Confidential
-
- Year Founded:
- 1999
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 10+
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 88
-
- Pricing:
- M
-
- Website:
- www.snsbankcard.com
Key Facts For PayProTec Elite, LLC
-
- Major Clients:
- Nationwide
-
- Year Founded:
- 2020
-
- Fulltime Employees:
- 2
-
- Active Clients:
- 100+
-
- Revenue:
- NA
-
- Client Retention Rate:
- 99
-
- Pricing:
- L
-
- Website:
- payprotecelite.com
Positive0%
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Key Facts For Harbortouch
-
- Major Clients:
- Menchie's Frozen Yogurt, Gino’s East Pizze...
-
- Year Founded:
- 1999
-
- Fulltime Employees:
- 400
-
- Active Clients:
- 120,000
-
- Revenue:
- Above $10 million
-
- Client Retention Rate:
- 96
-
- Pricing:
- L
-
- Website:
- www.harbortouch.com
Key Facts For BankCard USA
-
- Major Clients:
- Coastal Dermatology, Supertone Hearing, Lu...
-
- Year Founded:
- 1998
-
- Fulltime Employees:
- 44
-
- Active Clients:
- 20,000+
-
- Revenue:
- 30-50M
-
- Client Retention Rate:
- 96
-
- Pricing:
- L
-
- Website:
- www.bankcardusa.com
Key Facts For Credit Card Processing Sp...
-
- Major Clients:
- Main Street Technologies, Advance Auto Par...
-
- Year Founded:
- 2010
-
- Fulltime Employees:
- 30
-
- Active Clients:
- 1,000+
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 98
-
- Pricing:
- M
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Key Facts For Advanced Merchant service...
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 250 - 500
-
- Active Clients:
- 200+
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 93
-
- Pricing:
- M
-
- Website:
- www.advancedhq.com
Key Facts For MerchantOne
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2013
-
- Fulltime Employees:
- 48
-
- Active Clients:
- 20+
-
- Revenue:
- 5.0M
-
- Client Retention Rate:
- 85
-
- Pricing:
- M
-
- Website:
- www.merchantone.com
Positive0%
Negative0%
Neutral0%
Key Facts For Fattmerchant, Inc.
-
- Major Clients:
- Pearle Vision, MatressOne, Meineke, LensCr...
-
- Year Founded:
- 2014
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 10000+
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 99
-
- Pricing:
- L
-
- Website:
- fattmerchant.com
Key Facts For ACH Alert
-
- Major Clients:
- confidential
-
- Year Founded:
- 2009
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 50+
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 92
-
- Pricing:
- Unknown
-
- Website:
- www.achalert.com
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Negative0%
Neutral0%
Key Facts For Acculynk
-
- Major Clients:
- American Airlines, Intuit, Western Union,...
-
- Year Founded:
- 2008
-
- Fulltime Employees:
- 343
-
- Active Clients:
- 1000+
-
- Revenue:
- $6.0 Million
-
- Client Retention Rate:
- 90
-
- Pricing:
- L
-
- Website:
- www.acculynk.com
Key Facts For Flagship Merchant Service...
-
- Major Clients:
- Jack Mayfield, David Jackson, Mary Simmons...
-
- Year Founded:
- 2001
-
- Fulltime Employees:
- 255+
-
- Active Clients:
- 30,000+
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 90
-
- Pricing:
- L
-
- Website:
- www.flagshipmerchantservices.com
Key Facts For digipaysolutions.com
-
- Major Clients:
- Confidential
-
- Year Founded:
-
- Fulltime Employees:
- 1 - 10
-
- Active Clients:
-
- Revenue:
- Est. $1 million
-
- Client Retention Rate:
-
- Pricing:
- L
-
- Website:
- www.digipaysolutions.com
Positive0%
Negative0%
Neutral0%
Key Facts For Greenwood Credit Union
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2016
-
- Fulltime Employees:
- 1 - 10
-
- Active Clients:
- 20+
-
- Revenue:
- Est. $1 million
-
- Client Retention Rate:
- 88
-
- Pricing:
- L
-
- Website:
- www.greenwoodcu.org
Key Facts For Electronic Payment Exchan...
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 1979
-
- Fulltime Employees:
- 100 - 250
-
- Active Clients:
- 34+
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 95
-
- Pricing:
- M
-
- Website:
- epx.com
Positive0%
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Key Facts For MersaTech
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2003
-
- Fulltime Employees:
- 100 - 250
-
- Active Clients:
- 10,000 plus
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 98
-
- Pricing:
- L
-
- Website:
- www.mersatech.com
Key Facts For Aliant Payment Systems, I...
-
- Major Clients:
- Taylor's Closet, Broward Education Foundat...
-
- Year Founded:
- 2003
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 5,000+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 95
-
- Pricing:
- L
-
- Website:
- www.aliantpayments.com
Positive Review
This review is regarding the application process up to delivery of a card reader unit
This review is regarding the application proc...
Richard Katsoff
Positive Review
We are very happy and saticfied with the service overall
We are very happy. The communication and stri...
Grace de Paz
Key Facts For Crescent Processing Compa...
-
- Major Clients:
- Dodie's Cajun Diner, Surround Sound Audio...
-
- Year Founded:
- 2005
-
- Fulltime Employees:
- 14
-
- Active Clients:
- 46+
-
- Revenue:
- $3 Million
-
- Client Retention Rate:
- 91
-
- Pricing:
- M
-
- Website:
- www.crescentprocessingsolutions.com
Key Facts For Heartland Payment Systems
-
- Major Clients:
- Main Street Bistro, Carolina Conceptions,...
-
- Year Founded:
- 1997
-
- Fulltime Employees:
- 5,000 - 10,000
-
- Active Clients:
- 10.000+
-
- Revenue:
- $1+ billion
-
- Client Retention Rate:
- 94
-
- Pricing:
- L
-
- Website:
- www.heartlandpaymentsystems.com
Positive
25.0%
I get calls daily from other providers, but it Heartland has been a great company to do business with so I'm sticking with them!
I have been in the restaurant business since...
Dora Brewer
Key Facts For Tesco Personal Finance pl...
-
- Major Clients:
- Confidentional
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 2,500 - 5,000
-
- Active Clients:
- 20+
-
- Revenue:
- $250 million - $500 million
-
- Client Retention Rate:
- 90
-
- Pricing:
- Unknown
-
- Website:
- www.tescobank.com
Positive0%
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Neutral0%
Key Facts For Argus Merchant Processing
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2012
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 10+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 87
-
- Pricing:
- L
-
- Website:
- www.argusinvision.com
Key Facts For Credit Card Management Se...
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2013
-
- Fulltime Employees:
- 20+
-
- Active Clients:
- 10+
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 83
-
- Pricing:
- L
-
- Website:
- www.debthelper.com
Key Facts For First American Payment Sy...
-
- Major Clients:
- Confidential
-
- Year Founded:
- 1990
-
- Fulltime Employees:
- 500 - 1,000
-
- Active Clients:
- 50+
-
- Revenue:
- $50 million - $100 million
-
- Client Retention Rate:
- 94
-
- Pricing:
- L
-
- Website:
- www.first-american.net
Key Facts For PayLeap
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2008
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 87
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 92
-
- Pricing:
- M
-
- Website:
- www.payleap.com
Positive0%
Negative0%
Neutral0%
Key Facts For RedFynn Technologies
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2002
-
- Fulltime Employees:
- 100 - 250
-
- Active Clients:
- 153,000+
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 99
-
- Pricing:
- M
-
- Website:
- www.redfynn.com
Positive0%
Negative0%
Neutral0%
Key Facts For Advanced Merchant Service...
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2015
-
- Fulltime Employees:
- 20+
-
- Active Clients:
- 20+
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 87
-
- Pricing:
- M
-
- Website:
- www.advancedhq.com
Key Facts For Forte Payment Systems
-
- Major Clients:
- SedonaOffice , acclivity , Growmark , Sele...
-
- Year Founded:
- 1998
-
- Fulltime Employees:
- 120
-
- Active Clients:
- 500
-
- Revenue:
- 79.9M
-
- Client Retention Rate:
- 89
-
- Pricing:
- H
-
- Website:
- www.forte.net
Key Facts For iATS, LLC
-
- Major Clients:
- ALTUS dynamics , AppFrontier , @EASE , Att...
-
- Year Founded:
- 1995
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 750
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 90
-
- Pricing:
- M
-
- Website:
- www.iatspayments.com
Key Facts For Cocard Merchant Svc
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 1999
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 1000+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 97
-
- Pricing:
- L
-
- Website:
- cocard.net
Key Facts For Quantum Merchant Services
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 1994
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 1,000+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 97
-
- Pricing:
- L
-
- Website:
- www.quantumgo.com
Key Facts For First Bankcard Center
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2002
-
- Fulltime Employees:
- 1 - 10
-
- Active Clients:
- 542
-
- Revenue:
- Est. $1 million
-
- Client Retention Rate:
- 90
-
- Pricing:
- M
-
- Website:
- www.firstbankcard.com
Key Facts For Certified Payment Process...
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 1991
-
- Fulltime Employees:
- 130
-
- Active Clients:
- 40,000+
-
- Revenue:
- 6.0M
-
- Client Retention Rate:
- 90
-
- Pricing:
- L
-
- Website:
- www.cpp-360.com
Key Facts For Capital Processing Networ...
-
- Major Clients:
- Trans-west, Hogue, Award-studio, Sacks-tie...
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 100 - 250
-
- Active Clients:
- 10,000 +
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 90
-
- Pricing:
- M
-
- Website:
- cpnusa.com
Key Facts For World Processing, Ltd.
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2002
-
- Fulltime Employees:
- 250 - 500
-
- Active Clients:
- 43
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 86
-
- Pricing:
- L
-
- Website:
- www.globalcashcard.com
Key Facts For ACH Direct, Inc.
-
- Major Clients:
- La Fitness, Virgin, Jackon Hewitt, Progess...
-
- Year Founded:
- 1998
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 54
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 88
-
- Pricing:
- L
-
- Website:
- achdirect.com
Positive0%
Negative0%
Neutral0%
Key Facts For RTP Merchant Services
-
- Major Clients:
- Wilensky Hardware, Answer Anytime.com, Rod...
-
- Year Founded:
- 2005
-
- Fulltime Employees:
- 2
-
- Active Clients:
- 75
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 93
-
- Pricing:
- Unknown
-
- Website:
- merchantservicesny.com
Key Facts For Central Payment
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2005
-
- Fulltime Employees:
- 500 - 1,000
-
- Active Clients:
- 500+
-
- Revenue:
- $50 million - $100 million
-
- Client Retention Rate:
- 93
-
- Pricing:
- L
-
- Website:
- www.cpay.com
Key Facts For Meritus Payment Solutions
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2008
-
- Fulltime Employees:
- 155
-
- Active Clients:
- 10,000
-
- Revenue:
- $13 Million
-
- Client Retention Rate:
- 92
-
- Pricing:
- M
-
- Website:
- merituspayment.com
Positive0%
Negative0%
Neutral0%
Key Facts For Barclaycard
-
- Major Clients:
- Confidentional
-
- Year Founded:
- 2005
-
- Fulltime Employees:
- 5,000 - 10,000
-
- Active Clients:
- 20+
-
- Revenue:
- $1+ billion
-
- Client Retention Rate:
- 85
-
- Pricing:
- Unknown
-
- Website:
- www.barclaycardus.com
Key Facts For Helcim, Inc.
-
- Major Clients:
- Michelin, UNICEF, The Childrens Wish Found...
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 7000+
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
- 81
-
- Pricing:
- L
-
- Website:
- www.helcim.com
Key Facts For Cenlar FSB
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2016
-
- Fulltime Employees:
- 2,500 - 5,000
-
- Active Clients:
- 20+
-
- Revenue:
- $250 million - $500 million
-
- Client Retention Rate:
- 85
-
- Pricing:
- L
-
- Website:
- www.cenlar.com
Key Facts For ACI Worldwide, Inc
-
- Major Clients:
- Absa, Moneris Solutions, National, Barclay...
-
- Year Founded:
- 1975
-
- Fulltime Employees:
- 2,500 - 5,000
-
- Active Clients:
- 58
-
- Revenue:
- $1+ billion
-
- Client Retention Rate:
- 90
-
- Pricing:
- L
-
- Website:
- www.aciworldwide.com
Key Facts For VeriCheck, Inc.
-
- Major Clients:
- Fi-Soft offers, RDM, corparation, PaySimpl...
-
- Year Founded:
- 1989
-
- Fulltime Employees:
- 10 - 50
-
- Active Clients:
- 5000+
-
- Revenue:
- $1 million - $5 million
-
- Client Retention Rate:
-
- Pricing:
- L
-
- Website:
- www.vericheck.com
Key Facts For TransNational Payments
-
- Major Clients:
- Confidential
-
- Year Founded:
- 1999
-
- Fulltime Employees:
- 100 - 250
-
- Active Clients:
- 20+
-
- Revenue:
- $10 million - $50 million
-
- Client Retention Rate:
- 84
-
- Pricing:
- M
-
- Website:
- gotnpayments.com
Key Facts For CCnetPay
-
- Major Clients:
- pci Certified, osCommerce, virtueMart, Zen...
-
- Year Founded:
- 2007
-
- Fulltime Employees:
- 21
-
- Active Clients:
- 54
-
- Revenue:
- $4 Million
-
- Client Retention Rate:
- 87
-
- Pricing:
- L
-
- Website:
- www.ccnetpay.com
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Evaluation Criteria: Best Credit Card Processing Companies
Competitive Rates
Reduce Processing Fees
When selecting a credit card processing company it is important to take into consideration the rates they charge for each transaction, for the sum of transactions, and for the quantity of transactions. During our analysis of credit card processors we spend time comparing how each payment processor calculates the cost of accepting payments for their merchants and how those costs fare between different competing processors.
Reliability
Less Stress and Hassle
It is crucial for a payment processor to offer a reliable processing service. With merchants having a wide range of operating hours and different business strategies, it is important for each competing processor to ensure they are able to accept payments at all hours of the day during every day of the week. Even ten minutes of downtime can cause major headaches for participating merchants and retailers and additional stress.
Efficiency
Quick Payment Processing
Efficiency is measured based on the internal processes and strategies used by each payment processor to ensure the process for accepting a payment is quick and effective. It is important for the processor to also have internal processes for fraud detection while also ensuring the accuracy of payment information without slowing down or placing additional stress on the incoming and outgoing processes.
Variance
It is also important for the credit card processor to offer a variety of solutions and packages for merchants of all shapes and sizes. During our analysis of competing payment processors we spend time understanding the different services offered by each processor and how they affect a merchant’s ability to accept payments. We also analyze whether the processor offers different ways to accept credit card payments.
Customer Support
Fast and Accurate Responses
Customer support is an important element of our analysis to ensure the processors we recommend are providing their merchants with premium support at all hours of the day. As many merchants have their own set of hours on a daily basis it becomes important for the payment processor to be available to help them regardless of what time of the day