These services enable businesses to accept credit card payments in a variety of different ways including through payment terminals, online payment terminals, and through chip and PIN methods for increased payment security.
High risk payment processing companies offer merchants which have a danger or an elevated level of risk for chargebacks or disputes a processing solution that helps them deal with those issues and reduce their financial liability.
These merchant services focus on assisting retail merchants in accepting and handling their payments and credit card transactions at retail locations. This includes enabling both transactions at the register and at self-service kiosks.
Mobile credit card processing companies give merchants more flexibility with accepting payments by providing them a way to accept payments while on-the-go. This can be through a mobile phone or through a dedicated mobile terminal.
Check processing companies assist merchants which receive check payments and safely deposit them within a timely manner. Check processing is convenient for rental services, utility companies, and volume sales.
These payment processors handle ACH (automated clearing house) payments through an electronic means. This is useful for automatic payments and large recurring payment transactions for real estate and other industries.
Merchant service providers assist merchants of all kinds through financial services and payment processing to support them. We evaluate and rank MSPs based on their core services and how they assist their merchants.
One of the biggest challenges for online merchants is fraud. Whether online or in-person, fraud detection services use algorithms and background checks to detect the chance of a payment being fraudulent to protect merchants.
EMV compliance services offer EMV-compliant payment processing and EMV analysis to ensure that a merchant accepting payments subject to EMV regulation follows all of the rules and requirements of the regulations.
PCI compliance services perform an in-depth analysis of a merchant’s payment processing and data communications in order to validate that merchant’s compliance with the wide range of rules and requirements for the PCI regulations.
These merchant service providers offer businesses the ability to deposit checks into their account without visiting a teller. This provides them with increased convenience and less time lost to making deposits in-person.
Gift & loyalty card services provide businesses with the ability to take payment for a gift card or offer rewards to their loyal customers. This works to increase buyer retention and to improve long-term sales revenue.
Equipment leasing firms provide quality payment processing hardware for businesses looking to lease their equipment. This saves them up-front costs and ensures the hardware is time-tested, proven, and properly supported.
Tablet point of sale systems offer merchants a mobile payment processing option. Merchants on-the-go or requiring flexibility in where their terminal is located can make use of tablet technology to accept their payments.
Point of sale systems enable merchants to accept payments at their place of business. This often includes a wide variety of systems including those integrated with a register and those which are stand-alone units.
ATM machines are a great way to ensure buyers are able to make their payment. Offer an ATM machine and collect a portion of the transaction fees to boost your business. Choose one of our recommended ATM vendors.
Payment gateway solutions provide businesses with an online portal to accept and process different types of payments. We analyze different payment gateway platforms to produce a list of exceptional merchant service providers.
These payment platforms offer a variety of payment methods for merchants that require flexibility. They are online platforms that enable a merchant to work from anywhere and accept payments from buyers in a variety of scenarios.
Merchant cash advance services aim to provide merchants with financial assistance based on their current sales and offers the cash advance as a hold on part of the future sales that result from general business.
Small business loans aim to assist businesses in expanding or growing their inventory or providing them with the finances to acquire key hardware or software required for a new initiative or commercial expansion.
These financial brokers help businesses buy and sell business portfolios. They broker transactions and ensure that the transferring of assets is handled smoothly and in accordance with federal and state laws for portfolio transactions.
One of the biggest challenges for online merchants is fraud. Whether online or in-person, fraud detection services use algorithms and background checks to detect the chance of a payment being fraudulent to protect merchants.
Disaster recovery services aim to assist damaged businesses in recovering from different types of disasters with financial assistance based on previous sales and future forecasting from the financial assistance provided.
Looking for an acquiring bank for your merchant account? These institutions are licensed and insured to ensure your payment processing is above board. Choose a recommended acquiring bank to ensure a great rate and rock solid merchant support.
Bad credit high risk processing companies help businesses that work with those that have bad credit to reduce the risk of fraudulent or malicious transactions. They also offer support for fraudulent chargebacks and pre-approve transactions.
Online dating high risk processing companies help reduce the risk of the use of stolen payment credentials and help identify users that present a fraud risk. They specialize in helping online dating sites protect themselves from scammers.
These high risk processing companies help merchants in the adult entertainment and products industry accept transactions. They employ fraud detection and scoring systems to approve transactions to prevent theft and fraud.
Many merchant services do not service companies that offer legal cannabis products. These high risk processing companies offer a specialized credit card processing service to help these businesses get medical products to buyers.
These high risk credit card processing companies help technology companies accept payments. The technology industry has always been at risk of chargebacks. These processors know how to reduce and handle fraudulent chargebacks.
Online sales of firearms often come with shady actors looking to obtain products fraudulently. These high risk processors offer merchants tools to combat fraudulent payments and chargebacks that can hurt their bottom line.
Enterprise credit card processing services are tailored towards larger business and offer highly competitive processing rates for enterprise which meet the requirements in terms of number of payments or total amount.
Enterprise ACH processing companies help enterprises with their bulk transactions while helping them reduce payment processing costs. They also have advanced fraud detection and chargeback prevention processes in place.
Each of these check processing companies have experience helping enterprise and large-scale merchants accept check payments, deposit the funds quickly, and offer a secure way to process and track their payments.
Enterprise high risk processing companies help enterprises solve major payment processing hurdles in high risk industries. They offer ways to prevent and reduce fraud while getting them competitive rates for payments being processed.
For enterprises and large-scale businesses that have a lot of traveling or on-site work, enterprise mobile processing companies offer a convenient and reliable way to accept payment on-site. They offer a variety of ways to accept a payment on-the-go.
Enterprise retail processing companies offer large retail chains access to low rates and redundant channels and high quality PoS systems to ensure customers are able to quickly and reliably provide payment for the products they are buying.
These enterprise merchant services offer enterprises useful financial services that help them increasing their revenue, reduce their costs, and comply with federal and state regulations for credit card and other types of payment.
Enterprise chargeback prevention companies help enterprises score potential transactions to identify payments that might either result in a chargeback, or may be made using a stolen method of payment, such as a stolen credit card.
Gift & loyalty cards are a great way to build a relationship between brand and buyer. These enterprise merchant services offer enterprises the ability to offer gift cards and reward cards to their buyers at a massive scale.
EMV compliance is arguably one of the most important factors when it comes to accepting EMV payments. These firms have the resources to ensure all enterprise payment methods meet the crucial payment processing regulations.
Enterprises are not immune to the dangers of fraudulent transactions. These fraud detection services specialize in scoring and preventing credit card payments being made with stolen cards or fraudlent payment methods.
PCI compliance services perform an in-depth analysis of a merchant’s payment processing and data communications in order to validate that merchant’s compliance with the wide range of rules and requirements for the PCI regulations.
Enterprise equipment leasing companies help enterprises obtain the equipment needed for each of their locations to operate effectively. Their payment processing equipment is generally more robust with localized support.
Enterprise disaster recovery companies specialize in identifying the steps which need to be taken to help an enterprise recover from natural disaster, market changes, and legal liabilities that can damage them long-term.
Payment gateway solutions provide enterprises with an online portal to accept and process different types of payments. We analyze different payment gateway platforms to produce a list of exceptional merchant service providers.
Point of sale systems enable enterprises to accept payments at their place of business. This often includes a wide variety of systems including those integrated with a register and those which are stand-alone units.
Enterprises looking for an exceptional acquiring bank can choose on of our licensed and insured acquiring banks. Choosing a recommended acquirer ensures your payment processing is being monitored and protected.
ATM machines are a great way to ensure buyers are able to make their payment. Offer an ATM machine and collect a portion of the transaction fees to boost your business. Choose one of our recommended ATM vendors.
CreditCardProcessing.com is one of the largest providers of credit and debit card processing services in the United States. For nearly two decades, they have specialized in bringing affordable payment solutions to small to medium-sized businesses just like yours. A full serv...
PAYARC offers some of the most competitive agent rates in the payments industry. We offer the best agent splits in the business, effectively giving you 90% of the residual commission for retail accounts. PAYARC offers a quick boarding process that is assisted by our knowl...
Founded in 1991 by CEO Jerry Cain, an entrepreneur with a vision, MBN has become the gold standard in payment processing. His philosophy of putting relationships with customers and providing personalized solutions is what sets MBN apart from the competition. Following this b...
Flagship Merchant Services is an established leader in the transaction processing industry. Integrity, honesty and reliability are the cornerstones of our company. We understand that merchants have a number of options when it comes to choosing a merchant account provider. Th...
In the United States the payment climate for businesses is certainly widespread across a number of different methods for obtaining payment. For many businesses which deal with rentals, check payments are a common way to request payment from a client. Many retail shops and online businesses will either prefer to use a payment gateway or will accept a credit card directly from their buyers. Credit and debit cards have become widespread in daily use, but many large payments collected by consumers are generally handled by checks or through the acceptance of an ACH payment.
Based on our research, our team foresees an increasing portion of credit and debit charges as it becomes more convenient for consumers to use a card to make their purchases. Cash transactions will begin to incrementally shrink over the next 10 years, but will likely not be eliminated.
Online businesses in particular often provide their clients with a number of different ways to make their payments. For utility services, many suggest an ACH payment directly through their website or through a third-party. Online retailers accept payments either through an established payment gateway or through a credit or debit payment. Credit cards and debit cards are often the preferred method of payment for customers due to the ease of entering credit card details and the benefits enjoyed by consumers through protections offered by the terms of their credit card usage.
Based on our research, our team foresees a different movement from credit/debit and other transactions towards payment gateway processing. Many online businesses will look for the convenience found in trusting their payments to a payment gateway provider.
For many businesses looking to accept credit card payments from their customers it is customary to look for the best rate in order to maximize their revenues. As a result, it is common for businesses to "shop around" for a better rate. We have found that the providers which we rank are generally capable of achieving a more effective rate when compared to their competition. Processors offering a better rate are often able to do so due to their position as a leader within their industry and through other monetization strategies which are more friendly towards their merchants.
Our ranked payment processors are often companies that have the resources to offer a competitive rate compared to smaller payment processors unable to offer those same competitive rates. In additiion, these processors are able to offer less fees in other areas due to their ability to handle large volumes.
Online businesses often look for new ways to cut costs and reduce their overhead. Unfortunately, payment processing often comes with larger fees due to the increased costs towards payment processors to ensure that their payments are being properly secured over the Internet. However, online businesses still shop around just like retail and regional businesses.
The providers which have been awarded for their payment processing often have advantages in regards to their rates due to their ability to service a large number of transactions and their experience in preventing fraudulent charges when compared against a less experienced or less capable payment processor.
Our research team has spent time obtaining feedback from those which use payment processors both featured and eligible for our rankings. During this research, we allowed reviewers to associate their review with a rating from 1 to 5, 5 being the best result possible. In addition, time was spent analyzing how processors were reviewed in other platforms and locations in order to utilize as much information as possible.
Companies which were featured in our rankings often enjoyed a higher average in the reviews they receive from their customers. We believe a large part of this comes from the competitive processing rates and fees ranked providers offer and their ability to handle inquiries from their clients with a larger customer service team.
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