Over 30,371 Companies Analyzed and Ranked

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  • Merchant Services

    295 Merchant Services Companies

    Merchant service providers assist merchants through financial services and payment processing to support them. We evaluate and rank MSPs based on their core services and how they assist their merchants.

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    1. USPAY Group - 0 Reviews
    2. Optimal Payments Plc - 0 Reviews
    3. Helcim Inc. - 1 Reviews
  • Merchant Cash Advance

    11,211 Merchant Cash Advance Companies

    Merchant cash advance services aim to provide merchants with financial assistance based on their current sales and offers the cash advance as a hold on part of the future sales that result from general business.

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    1. Credit Card Processing Specialists - 0 Reviews
    2. BankCard USA - 1 Reviews
    3. Solupay - 0 Reviews
  • Small Business Loans

    10,204 Small Business Loans Companies

    Small business loans aim to assist businesses in expanding or growing their inventory or providing them with the finances to acquire key hardware or software required for a new initiative or expansion.

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    1. BankCard USA - 1 Reviews
    2. Leap Payments - 0 Reviews
    3. Credit Card Processing Specialists - 0 Reviews
  • Equipment Leasing

    68 Equipment Leasing Companies

    Equipment leasing firms provide quality payment processing hardware for businesses looking to lease their equipment. This saves them up-front costs and ensures the hardware is time-tested and proven.

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    1. Momentum Business Capital - 0 Reviews
    2. Credit Card Processing Specialists - 0 Reviews
    3. BankCard USA - 1 Reviews
  • Fraud Detection

    73 Fraud Detection Companies

    One of the biggest challenges for online merchants is fraud. Fraud detection services use algorithms and background checks to detect the chance of a payment being fraudulent to protect their merchants.

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    1. BankCard USA - 1 Reviews
    2. Kount - 0 Reviews
    3. Credit Card Processing Specialists - 0 Reviews
  • Gift & Loyalty Cards

    203 Gift & Loyalty Cards Companies

    Gift & loyalty card services provide businesses with the ability to take payment for a gift card or offer rewards to their loyal customers. This works to increase buyer retention and to improve long-term sales revenue.

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    1. Credit Card Processing Specialists - 0 Reviews
    2. BankCard USA - 1 Reviews
    3. Advanced Merchant Services - 0 Reviews
  • Retail Processing

    285 Retail Processing Companies

    These merchant services focus on assisting retail companies in handling their payments and credit card transactions at retail locations. This includes enabling both transactions at the register and self-service.

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    1. Pivotal Payments - 0 Reviews
    2. Credit Card Processing Specialists - 0 Reviews
    3. Everest Merchant Services - 0 Reviews
  • ACH Processing

    156 ACH Processing Companies

    ACH processing solutions give large businesses better processing rates when handling a large number of recurring transactions at a single given time. These MSPs work to offer competitive ACH rates.

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    1. Electronic Verification Systems - 0 Reviews
    2. VeriCheck - 0 Reviews
    3. GDpay - 0 Reviews
  • Check Processing

    540 Check Processing Companies

    Check processing companies assist businesses which receive check payments in deposit them within a timely manner. Check processing is convenient for rentals and monthly payment arrangements.

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    1. EPX - 0 Reviews
    2. Credit Card Processing Specialists - 0 Reviews
    3. BankCard USA - 1 Reviews
  • Multi-Currency Processing

    71 Multi-Currency Processing Companies

    Multi-currency processing companies help businesses accept payments from buyers all around the world. This often requires both the accepting of the payment and converting that payment into the merchant’s currency.

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    1. BankCard USA - 1 Reviews
    2. Credit Card Processing Specialists - 0 Reviews
    3. Elavon - 0 Reviews
  • Micro Payment Solutions

    15 Micro Payment Solutions Companies

    Micro payment solutions help mobile app and online service developers accept payments which are generally less than the average transaction. They offer an alternative fee structure that works with smaller and more frequently payments.

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    1. BankCard USA - 1 Reviews
    2. Credit Card Processing Specialists - 0 Reviews
    3. Leap Payments - 0 Reviews
  • Online Bank Deposit

    68 Online Bank Deposit Companies

    These merchant service providers offer businesses the ability to deposit checks into their account without visiting a teller. This provides them with increased convenience and less time lost to making deposits.

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    1. Credit Card Processing Specialists - 0 Reviews
    2. BankCard USA - 1 Reviews
    3. Bill2Pay - 0 Reviews

Trending Benchmark Reports

Most Popular Agencies

  • Credit Card Processing Specialists

    Credit Card Processing Specialists is a payment processor like no other. Our 24/7 support team and professionally managed services ensure the utmost value and security for our customers. We provide a variety of payment solutions to help businesses small and large offer their...

    Core Services:
    • Credit Card Processing
    • Payment Gateway
    • Point of Sale Systems
    View Profile
  • Heartland Payment Systems, Inc.

    Our success is the result of keeping Bob’s promise. Helping businesses prosper through innovative solutions, advocacy and unmatched service is Heartland’s mission. Heartland created The Merchant Bill of Rights to promote fair credit, debit and prepaid card processing pra...

    Core Services:
    • Check Processing
    • Credit Card Processing
    • Online Credit Card Processing
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  • BankCard USA

    BankCard USA is a leading provider of end-to-end electronic payment products and services. We process all forms of electronic payment transactions – credit, debit, electronic check, electronic funds transfer and alternative payments. As a boutique provider, our custome...

    Core Services:
    • Payment Gateway
    • Credit Card Processing
    • Enterprise Credit Card Processing
    View Profile
  • Maverick BankCard, Inc.

    Maverick BankCard is a leading Merchant Services provider, with its headquarters in Los Angeles, California specializing in high-risk merchant services. With a focus in high-risk credit card processing and customized end-to-end payment solutions for your new or existing busi...

    Core Services:
    • Credit Card Processing
    • Online Credit Card Processing
    • Merchant Cash Advance
    View Profile

Agencies With Most Reviews

  • Aliant Payment Sy..
    4.52
    out of 5.0 | 84 reviews
    • Communication

      4.6

    • Responsiveness

      4.6

    • Quality of Service

      4.5

    • Value for Money

      4.4

    • Achieved Results

      4.5

    view profile
  • HighRisk Gateways
    4.82
    out of 5.0 | 32 reviews
    • Communication

      4.9

    • Responsiveness

      4.8

    • Quality of Service

      4.8

    • Value for Money

      4.8

    • Achieved Results

      4.8

    view profile
  • Secure Bancard LL..
    3.4
    out of 5.0 | 5 reviews
    • Communication

      3.4

    • Responsiveness

      3.4

    • Quality of Service

      3.4

    • Value for Money

      3.4

    • Achieved Results

      3.4

    view profile
  • Chetu
    4.6
    out of 5.0 | 5 reviews
    • Communication

      4.8

    • Responsiveness

      4.4

    • Quality of Service

      4.6

    • Value for Money

      4.6

    • Achieved Results

      4.6

    view profile

Payment Industry

Expectations & Projections
Distribution of Payments Received by All Businesses

In the United States the payment climate for businesses is certainly widespread across a number of different methods for obtaining payment. For many businesses which deal with rentals, check payments are a common way to request payment from a client. Many retail shops and online businesses will either prefer to use a payment gateway or will accept a credit card directly from their buyers. Credit and debit cards have become widespread in daily use, but many large payments collected by consumers are generally handled by checks or through the acceptance of an ACH payment.

Based on our research, our team foresees an increasing portion of credit and debit charges as it becomes more convenient for consumers to use a card to make their purchases. Cash transactions will begin to incrementally shrink over the next 10 years, but will likely not be eliminated.

Distribution of Payments Received by Online Businesses

Online businesses in particular often provide their clients with a number of different ways to make their payments. For utility services, many suggest an ACH payment directly through their website or through a third-party. Online retailers accept payments either through an established payment gateway or through a credit or debit payment. Credit cards and debit cards are often the preferred method of payment for customers due to the ease of entering credit card details and the benefits enjoyed by consumers through protections offered by the terms of their credit card usage.

Based on our research, our team foresees a different movement from credit/debit and other transactions towards payment gateway processing. Many online businesses will look for the convenience found in trusting their payments to a payment gateway provider.

Retail Average Cost for Financial Services

For many businesses looking to accept credit card payments from their customers it is customary to look for the best rate in order to maximize their revenues. As a result, it is common for businesses to "shop around" for a better rate. We have found that the providers which we rank are generally capable of achieving a more effective rate when compared to their competition. Processors offering a better rate are often able to do so due to their position as a leader within their industry and through other monetization strategies which are more friendly towards their merchants.

Our ranked payment processors are often companies that have the resources to offer a competitive rate compared to smaller payment processors unable to offer those same competitive rates. In additiion, these processors are able to offer less fees in other areas due to their ability to handle large volumes.

Online Average Cost for Financial Services

Online businesses often look for new ways to cut costs and reduce their overhead. Unfortunately, payment processing often comes with larger fees due to the increased costs towards payment processors to ensure that their payments are being properly secured over the Internet. However, online businesses still shop around just like retail and regional businesses.

The providers which have been awarded for their payment processing often have advantages in regards to their rates due to their ability to service a large number of transactions and their experience in preventing fraudulent charges when compared against a less experienced or less capable payment processor.

Average Customer Rating From Multiple Review Sources

Our research team has spent time obtaining feedback from those which use payment processors both featured and eligible for our rankings. During this research, we allowed reviewers to associate their review with a rating from 1 to 5, 5 being the best result possible. In addition, time was spent analyzing how processors were reviewed in other platforms and locations in order to utilize as much information as possible.

Companies which were featured in our rankings often enjoyed a higher average in the reviews they receive from their customers. We believe a large part of this comes from the competitive processing rates and fees ranked providers offer and their ability to handle inquiries from their clients with a larger customer service team.

Conferences & Events

View our resources to learn more about merchant services.

Advance Compensation a...

February 7, 2019 to February 8, 2019
Vienna, Austria

HSE 360 Summit

February 7, 2019 to February 8, 2019
Frankfurt, Germany

REACH Practicalities M...

February 7, 2019 to February 8, 2019
Vienna, Austria

Women in Leadership Ma...

February 26, 2019 to February 27, 2019
Vienna, Austria

IFRS 9 Expected Credit...

February 26, 2019 to February 27, 2019
Vienna, Austria

Payments Summit 2019

March 11, 2019 to March 14, 2019
Phoenix, AZ

Money 2020 Asia 2019

March 19, 2019 to March 21, 2019
Singapore, Singapore

TRANSACT 2019

March 30, 2019 to May 2, 2019
Las Vegas, NV

IRCE @ RetailX

June 25, 2019 to June 28, 2019
Chicago

Blog

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Comprehensive Methodology & Analysis

Choose those which consistently meet the needs of their merchants.
Our rankings consist of payment processors which consistently provide efficient processing solutions for merchants looking for competitive rates and quality service. We take a multiple phase approach to researching and comparing the best payment processors based on how they assist merchants in accepting payments for the products and services they provide.

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