Last updated: November 1, 2019

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Best

Top 30 Online Credit Card Processing Companies

Best Online Credit Card Processing Companies - November 2019

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Competitive Rates

Reliability

Reliability

Efficiency

Efficiency

Variance

Variance

Customer Support

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders
Credit Card Processing Specialists Credit Card Processing Specialists
Talk to a Representative: 616-275-5306
Key Facts For Credit Card Processing Specialists
  • Major Clients:
    Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware
  • Year Founded:
    2010
  • Fulltime Employees:
    30
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.creditcardprocessingspecialists.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Meritus Payment Solutions Meritus Payment Solutions
Talk to a Representative: 877-895-4462
Key Facts For Meritus Payment Solutions
  • Major Clients:
    Confidential.
  • Year Founded:
    2008
  • Fulltime Employees:
    155
  • Active Clients:
    10,000
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    M
  • Website:
    merituspayment.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Golden Gains Golden Gains
Talk to a Representative: 800-707-1652
Key Facts For Golden Gains
  • Major Clients:
    Confidential.
  • Year Founded:
    2006
  • Fulltime Employees:
    15
  • Active Clients:
    50
  • Revenue:
    Under $250,000
  • Client Retention Rate:
    93
  • Pricing:
    M
  • Website:
    www.goldengains.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BankCard USA BankCard USA
Talk to a Representative: 800-735-4171
Key Facts For BankCard USA
  • Major Clients:
    Coastal Dermatology, Supertone Hearing, Lunaria Music
  • Year Founded:
    1998
  • Fulltime Employees:
    332
  • Active Clients:
    20,000+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.bankcardusa.com
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Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Allied Merchant Capital.
Talk to a Representative: (877) 706-8688
Service Offerings:
Key Facts For Allied Merchant Capital.
  • Major Clients:
    Confidential
  • Year Founded:
    1969
  • Fulltime Employees:
    1
  • Active Clients:
  • Revenue:
    Unknown
  • Client Retention Rate:
  • Pricing:
    Unknown
  • Website:
    www.allied-merchant.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Beacon Payments, LLC Beacon Payments, LLC
Talk to a Representative: 617-986-4446
Key Facts For Beacon Payments, LLC
  • Major Clients:
    Available upon request.
  • Year Founded:
    1998
  • Fulltime Employees:
    136
  • Active Clients:
    10,000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    94
  • Pricing:
    M
  • Website:
    www.beaconpayments.com
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Reviews (19)
Positive 52.6% 10 Reviews
Best company in the industry with no hidden f...
gkadish
Positive
Ken Sherman from Beacon payments is honest an...
Nicole Lavallee
Negative 47.4% 9 Reviews
This company has hidden fees, it stilling my...
Mikhail Dabralovich

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Merchant Express Merchant Express
Talk to a Representative: 631-840-6900
Key Facts For Merchant Express
  • Major Clients:
    Confidential.
  • Year Founded:
    1998
  • Fulltime Employees:
    54
  • Active Clients:
    200+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.merchantexpress.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Clearent
Talk to a Representative: +1 832-934-1500
Service Offerings:
Key Facts For Clearent
  • Major Clients:
    Confidential
  • Year Founded:
    2012
  • Fulltime Employees:
    20+
  • Active Clients:
    20+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    84
  • Pricing:
    M
  • Website:
    www.clearent.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Leap Payments Leap Payments
Talk to a Representative: 800-993-6300
Key Facts For Leap Payments
  • Major Clients:
    Best Western Hotels, H&R Block, Buy Direct, Yellow Cab, PetSmart
  • Year Founded:
    2007
  • Fulltime Employees:
    35
  • Active Clients:
    2,500+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    99
  • Pricing:
    L
  • Website:
    www.leappayments.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Azura Leasing Azura Leasing
Talk to a Representative: 888-424-7142
Key Facts For Azura Leasing
  • Major Clients:
    Confidential.
  • Year Founded:
    2009
  • Fulltime Employees:
    167
  • Active Clients:
    350
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.azuraleasing.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

GovTeller GovTeller
Talk to a Representative: 800-329-0961
Key Facts For GovTeller
  • Major Clients:
    Available upon request.
  • Year Founded:
    2008
  • Fulltime Employees:
    26
  • Active Clients:
    75
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    91
  • Pricing:
    M
  • Website:
    www.govteller.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Atom Technologies Limited Atom Technologies Limited
Talk to a Representative: +91 22 6686 4010
Key Facts For Atom Technologies Limited
  • Major Clients:
    Confidential
  • Year Founded:
    1996
  • Fulltime Employees:
    153
  • Active Clients:
    243
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    H
  • Website:
    www.atomtech.in
Request A Quote
Reviews (33)
Positive 75.8% 25 Reviews
Best
Prashant Makwana
Negative 9.1% 3 Reviews
waste of time
Ajay Tiruwa
Neutral 15.2% 5 Reviews
Went there for the interview. Company in good...
Born free

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

MersaTech MersaTech
Talk to a Representative: 303-268-5505
Key Facts For MersaTech
  • Major Clients:
    Confidential.
  • Year Founded:
    2003
  • Fulltime Employees:
    27
  • Active Clients:
    10,000 plus
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.mersatech.com
Request A Quote
Positive 66.7% 6 Reviews
The rate review that Mary Beth did for us res...
Mary Laine Howard
Positive
Our business has grown and we needed a 2nd te...
Clarence Hembrick
Negative 33.3% 3 Reviews
I was quoted a $5 monthly rate and 1.75% per...
Ronald Christensen

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Metro Merchant Services Metro Merchant Services
Talk to a Representative: 800-771-3719
Service Offerings:
Key Facts For Metro Merchant Services
  • Major Clients:
    Confidential.
  • Year Founded:
    1997
  • Fulltime Employees:
    150
  • Active Clients:
    500+
  • Revenue:
    Above $10 million
  • Client Retention Rate:
    95
  • Pricing:
    L
  • Website:
    www.metromerchantservices.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BluePay Processing BluePay Processing
Talk to a Representative: 630-300-2391
Key Facts For BluePay Processing
  • Major Clients:
    DICE Corporation, Arizona Dental Association, Magento Enterprise, Clip, Monchilla
  • Year Founded:
    2002
  • Fulltime Employees:
    36
  • Active Clients:
    54
  • Revenue:
    Under $250,000
  • Client Retention Rate:
    88
  • Pricing:
    L
  • Website:
    www.bluepay.com
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Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CCnetPay CCnetPay
Talk to a Representative: +44-2033181134
Key Facts For CCnetPay
  • Major Clients:
    pci Certified, osCommerce, virtueMart, Zen Cart
  • Year Founded:
    2007
  • Fulltime Employees:
    13
  • Active Clients:
    54
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    87
  • Pricing:
    L
  • Website:
    www.ccnetpay.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Rev Worldwide Rev Worldwide
Talk to a Representative: 512-336-3663
Key Facts For Rev Worldwide
  • Major Clients:
    Pronto Insurance, RêvCOIN, The Union Plus, The Mango, Bonsucesso Meo
  • Year Founded:
    2009
  • Fulltime Employees:
    23
  • Active Clients:
    32+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    89
  • Pricing:
    L
  • Website:
    revworldwide.com
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Positive 88.9% 8 Reviews
Amazing organization. They have so many help...
Jaime Kelleher
Positive
This is a amazing Foundation. for those who n...
terry acha
Negative 11.1% 1 Reviews
What a AWESOME Foundation!!!Helping people al...
Richard Garcia

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Solupay Solupay
Talk to a Representative: 888-765-8729
Key Facts For Solupay
  • Major Clients:
    Available upon request.
  • Year Founded:
    2004
  • Fulltime Employees:
    29
  • Active Clients:
    200+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    97
  • Pricing:
    H
  • Website:
    www.solupay.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Acuity Merchant Services, LLC Acuity Merchant Services, LLC
Talk to a Representative: 866-680-6164
Key Facts For Acuity Merchant Services, LLC
  • Major Clients:
    Confidential.
  • Year Founded:
    2010
  • Fulltime Employees:
    64
  • Active Clients:
    176
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.acuityonline.com
Request A Quote
Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Rycom, Inc Rycom, Inc
Talk to a Representative: 877-927-9266
Key Facts For Rycom, Inc
  • Major Clients:
    Available upon request.
  • Year Founded:
    2000
  • Fulltime Employees:
    10
  • Active Clients:
    12+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    82
  • Pricing:
    M
  • Website:
    rycom.ca
Request A Quote
Positive Review 4 Reviews
Good
Amina Khan
Positive Review
Great service!
Tekno King
Positive Review
Genuine management! Vice President of the com...
Jack Mekaloun

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

21
2008
$3 million - $5 million
170
700+
97
M
gofundme , FreshBooks , Meetup , Constant Contact , HoneyFund
93
93
95
95
94
94%
NC
WePay WePay
Talk to a Representative: 855-469-3729
Service Offerings:
Key Facts For WePay
  • Major Clients:
    gofundme , FreshBooks , Meetup , Constant Contact , HoneyFund
  • Year Founded:
    2008
  • Fulltime Employees:
    170
  • Active Clients:
    700+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    97
  • Pricing:
    M
  • Website:
    www.wepay.com
Request A Quote
Reviews (51)
Positive 29.4% 15 Reviews
Pretty Good Company I will say been using the...
Gary Williams
Negative 66.7% 34 Reviews
I setup a fundraiser through youcaring and th...
Kayla Block
Neutral 3.9% 2 Reviews
they are friendly
Herbert Aviles

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Affinity Solutions Affinity Solutions
Talk to a Representative: 212-822-9600
Key Facts For Affinity Solutions
  • Major Clients:
    Sony, Mobil, Gap.com, Subway, Apple store
  • Year Founded:
    2000
  • Fulltime Employees:
    54
  • Active Clients:
    100
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    92
  • Pricing:
    M
  • Website:
    www.affinitysolutions.com
Request A Quote
Positive 50.0% 2 Reviews
A great company to work for. Nice office loca...
shi chen
Positive
A great place to work.
shi chen
Negative 50.0% 2 Reviews
SCAM! SCAM! SCAM ! SCAM! They sent us invoice...
Papillon Apparel

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

AIB Merchant Services AIB Merchant Services
Talk to a Representative: 0371-200-1437
Key Facts For AIB Merchant Services
  • Major Clients:
    Confidential.
  • Year Founded:
    2007
  • Fulltime Employees:
    103
  • Active Clients:
    520+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    88
  • Pricing:
    L
  • Website:
    www.aibms.com
Request A Quote
Reviews (15)
Positive 26.7% 4 Reviews
I'm disappointed no service here
Vadym Roman
Positive
Very happy with there service no complaints,...
Tommy M
Negative 73.3% 11 Reviews
Rang the number given 01-218-2100 and message...
Karl Carey

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CardConnect CardConnect
Talk to a Representative: 877-894-2299
Key Facts For CardConnect
  • Major Clients:
    The New York Times, Adobe, Crocs, Dow Chemical, Jelly Belly
  • Year Founded:
    2006
  • Fulltime Employees:
    25
  • Active Clients:
    50,000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.cardconnectprocessing.com
Request A Quote
Negative Review 2 Reviews
Anonymous
Negative Review
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CPN USA CPN USA
Talk to a Representative: 800-750-7544
Key Facts For CPN USA
  • Major Clients:
    Trans-west, Hogue, Award-studio, Sacks-tierney
  • Year Founded:
    2006
  • Fulltime Employees:
    150+
  • Active Clients:
    10,000 +
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    M
  • Website:
    cpnusa.com
Request A Quote
Reviews (20)
Positive 20.0% 4 Reviews
Our old processor had us using an older machi...
Adam Clarke
Positive
Very Professional It has always been a good e...
Jon Carl
Negative 80.0% 16 Reviews
This company is not somebody you want to do b...
kiki rodriguez

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BLM Technologies BLM Technologies
Talk to a Representative: 800-358-5574
Key Facts For BLM Technologies
  • Major Clients:
    Addmaster, Burroughs, Canon, DELL, hp
  • Year Founded:
    2001
  • Fulltime Employees:
    47
  • Active Clients:
    98
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    91
  • Pricing:
    M
  • Website:
    www.blmtechnology.com
Request A Quote
Negative Review 1 Reviews
Anonymous
Negative Review
Anonymous
Negative Review
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

PayPal PayPal
Talk to a Representative: 408-967-3794
Key Facts For PayPal
  • Major Clients:
    Shopping.com, Stubhub, Half.com, Rent.com
  • Year Founded:
    1998
  • Fulltime Employees:
    553
  • Active Clients:
    10,000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.paypal.com
Request A Quote
Reviews (68)
Positive 17.6% 12 Reviews
Funny to read all the negative reviews are di...
sheppy 58
Positive
Great campus!
Charles Liu
Negative 82.4% 56 Reviews
Anyone who wants to start a class action laws...
Citrus Bobiel

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Advanced Merchant Group Advanced Merchant Group
Talk to a Representative: 877-997-9473
Key Facts For Advanced Merchant Group
  • Major Clients:
    Available upon request.
  • Year Founded:
    2001
  • Fulltime Employees:
    64
  • Active Clients:
    300+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    97
  • Pricing:
    L
  • Website:
    www.advancedmerchantgroup.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Record Retention Online Record Retention Online
Talk to a Representative: 615-445-2354
Key Facts For Record Retention Online
  • Major Clients:
    Susquehanna Bancshares, Gateway Community Bank, Bank of Whitman, Perkins State Bank, Meriwest Credit Union
  • Year Founded:
    2004
  • Fulltime Employees:
    35
  • Active Clients:
    79
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    M
  • Website:
    www.recordretentiononline.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Intuit Intuit
Talk to a Representative: 650-944-6000
Key Facts For Intuit
  • Major Clients:
    Confidential.
  • Year Founded:
    1983
  • Fulltime Employees:
    525
  • Active Clients:
    1000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    M
  • Website:
    gopayment.com
Request A Quote
Reviews (51)
Positive 45.1% 23 Reviews
Easy to use software.
Phu Phan
Negative 52.9% 27 Reviews
Upgraded to Quicken 2013 deluxe 2 1/2 months...
Ken Kjer
Neutral 2.0% 1 Reviews
QuickBook PremierDeep sigh, too much to type,...
Miss Bryan

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Evaluation Criteria: Best Online Credit Card Processing Companies
Competitive Rates
Competitive Rates
Online payment processors enable businesses to accept payments online in environments where doing business over the Internet is highly profitable. Our analysis of online credit card processors involves a look at the fees and costs of setting up and accepting payments on a monthly and annual basis. We compare the fees incurred by merchants across different providers to ensure competitive rates and costs.
Reliability
Reliability
It is absolutely crucial for a payment processing service over the Internet to have a high rate of reliability to ensure minimal downtime and issues from arising. Due to the nature of sales on the Internet many web visitors expect for features to work. If there are issues which prevent them from processing their payment at the time they are expecting to, it could lead to a lost sale or other issues for the providing merchant.
Efficiency
Efficiency
Many merchants expect the ability to accept payments efficiently through whatever platform they are using to record payment information. The payment process provided by the merchant service provider needs to be efficient in nature to ensure little to no effort being required on the side of the merchant in order to accept payments. Less efficient processes can lead to lost sales and less time spent improving the service.
Variance
Variance
In order to ensure merchants will be able to take advantage of the solutions provided by the merchant service provider, it is important for the provider to offer a variety of online payment solutions and additional features. Merchants expect their providers to have a wide variety of features, reporting methods, and different methods of authorizing a payment to best suit their individual needs and requirements.
Customer Support
Customer Support
We understand the importance of having access to a customer support or technical support team at all times of the day when dealing with online payments. The Internet is accessible all over the world allowing for service providers to service clients all around the world. Having this opportunity means requiring the customer support team to be available at all times to ensure issues are resolved quickly when required.
 
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