VIEW RANKINGS FOR BEST COMPANIES BY PRACTICE AREA:
Services
- Credit Card Processing
- High Risk Processing
- Merchant Cash Advance
- Small Business Loans
- Retail Processing
- Mobile Processing
- Check Processing
- ACH Processing
- Merchant Services
- Multi-Currency Processing
- Online Credit Card Proces..
- Enterprise Credit Card Pr..
- Tablet PoS
- Point of Sale Systems
- ISO Agent Programs
- Chargeback Prevention
- Equipment Leasing
- Merchant Processing
- Acquiring Banks
- ATM Machines
- Disaster Recovery
- EMV Compliance
- Fraud Detection
- Gift & Loyalty Cards
- Micro Payment Solutions
- Online Bank Deposit
- Payment Gateway
- Payment Platforms
- PCI Compliance
- More Categories
Our Selection Process For
Best Merchant Processing Companies
Best Merchant Processing Companies
Best
Top 30 Merchant Processing Companies
|
Rank |
Company Name |
Year |
Revenue |
Fulltime |
Active |
Client |
Pricing |
Major Clients |
Other Core |
Competitive Rates 
|
Reliability
|
Efficiency
|
Variance
|
Customer Support
|
Overall Score 0100GVGE |
Change in Rank |
Key Facts For Credit Card Processing Specialists
-
- Major Clients:
- Main Street Technologies, Advance Auto P..
-
- Year Founded:
- 2010
-
- Fulltime Employees:
- 30
-
- Active Clients:
- 1,000+
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 98%
-
- Pricing:
- M
-
- Website:
- creditcardprocessingspecialists.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Riverside Payments
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2014
-
- Fulltime Employees:
- 60
-
- Active Clients:
- 1,200+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 99%
-
- Pricing:
- H
-
- Website:
- riversidepayments.com
Key Facts For 1st Americard, Inc.
-
- Major Clients:
- Concord Depot
-
- Year Founded:
- 1985
-
- Fulltime Employees:
- 367
-
- Active Clients:
- 2753
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 90%
-
- Pricing:
- M
-
- Website:
- www.1stamericard.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Leap Payments
-
- Major Clients:
- Best Western Hotels, H&R Block, Buy Dire..
-
- Year Founded:
- 2007
-
- Fulltime Employees:
- 35
-
- Active Clients:
- 2,500+
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 99%
-
- Pricing:
- L
-
- Website:
- www.leappayments.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For BankCard USA
-
- Major Clients:
- Coastal Dermatology, Supertone Hearing, ..
-
- Year Founded:
- 1998
-
- Fulltime Employees:
- 332
-
- Active Clients:
- 20,000+
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 96%
-
- Pricing:
- L
-
- Website:
- www.bankcardusa.com
Key Facts For Beacon Payments, LLC
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 1998
-
- Fulltime Employees:
- 136
-
- Active Clients:
- 10,000+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 94%
-
- Pricing:
- M
-
- Website:
- www.beaconpayments.com
Key Facts For Swift Pay Systems
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 13
-
- Active Clients:
- 60+
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 97%
-
- Pricing:
- L
-
- Website:
- swiftpaysystems.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Digital Check Corp
-
- Major Clients:
- Spring Bank, United Southern Bank, Fifth..
-
- Year Founded:
- 1996
-
- Fulltime Employees:
- 37
-
- Active Clients:
- 54
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 91%
-
- Pricing:
- L
-
- Website:
- www.digitalcheck.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Ace Software Solutions
-
- Major Clients:
- Bank of Tokyo-Mitsubishi UFJ, Capgemini,..
-
- Year Founded:
- 1992
-
- Fulltime Employees:
- 17
-
- Active Clients:
- 76
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 91%
-
- Pricing:
- H
-
- Website:
- www.acesw.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For MersaTech
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2003
-
- Fulltime Employees:
- 27
-
- Active Clients:
- 10,000 plus
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 98%
-
- Pricing:
- L
-
- Website:
- www.mersatech.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Intrix Technology, Inc.
-
- Major Clients:
- The Dude Ranchers’ Association, Jonesb..
-
- Year Founded:
- 1986
-
- Fulltime Employees:
- 232
-
- Active Clients:
- 2,000+
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 98%
-
- Pricing:
- L
-
- Website:
- intrix.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For BankCard Services
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2010
-
- Fulltime Employees:
- 26
-
- Active Clients:
- 32
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 90%
-
- Pricing:
- M
-
- Website:
- bankcardservicesinc.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Merchant Cash Group
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2008
-
- Fulltime Employees:
- 16
-
- Active Clients:
- 73
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 90%
-
- Pricing:
- L
-
- Website:
- merchantcashgroup.com
Key Facts For Heartland Payment Systems, Inc.
-
- Major Clients:
- Main Street Bistro, Carolina Conceptions..
-
- Year Founded:
- 2000
-
- Fulltime Employees:
- 50+
-
- Active Clients:
- 10.000+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 94%
-
- Pricing:
- L
-
- Website:
- heartlandpaymentsystems.com
Positive Review
I get calls daily from other providers, but it Heartland has been a great company to do business with so I'm sticking with them!
I have been in the restaurant business since the late 50's. I have been with Heartland since I started accepting card payments. I have never once had a rate increase or any issues other than some equipment changes as needed but my local rep always…
Dora Brewer
Positive Review
I love this company. Everything their sales rep said it would be and more. My Wife and I are happy we made the choice to go with Heartland.
My Wife and I run a small furniture business and we needed to get with the program for this new credit card technology. A Heartland Rep approached us one afternoon and describe how Heartland could help our business grow while being secured. The credit card…
Steve Williams
Key Facts For CardFellow
-
- Major Clients:
- Confidential
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 3
-
- Active Clients:
- 40+
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 90
-
- Pricing:
- H
-
- Website:
- www.cardfellow.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Sage Payment Solutions
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 1997
-
- Fulltime Employees:
- 200+
-
- Active Clients:
- 500+
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 92%
-
- Pricing:
- L
-
- Website:
- www.sagepayments.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Ace Merchant Processing
-
- Major Clients:
- Holiday Inn's, Mercedes Benz Dealerships..
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 49
-
- Active Clients:
- 10000+
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 95%
-
- Pricing:
- M
-
- Website:
- acemerchantprocessing.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For 3G Direct Pay
-
- Major Clients:
- CAPTURE Solutions , AeroCRS , Talentint..
-
- Year Founded:
- 2006
-
- Fulltime Employees:
- 87
-
- Active Clients:
- 500+
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 97%
-
- Pricing:
- M
-
- Website:
- www.directpay.online
Positive
0%
Negative
0%
Neutral
0%
Key Facts For BFS Capital
-
- Major Clients:
- Auto Rental Business, Retail Store, Pet ..
-
- Year Founded:
- 2011
-
- Fulltime Employees:
- 25
-
- Active Clients:
- 25+
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 85%
-
- Pricing:
- M
-
- Website:
- www.bfscapital.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For 360 Payment Solutions, Inc.
-
- Major Clients:
- Dynamic Sport & Social Club, 55 South Re..
-
- Year Founded:
- 2013
-
- Fulltime Employees:
- 25
-
- Active Clients:
- 50+
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 96%
-
- Pricing:
- L
-
- Website:
- 360paymentsolutions.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Maverick Capital
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2000
-
- Fulltime Employees:
- 30
-
- Active Clients:
- 153
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 98%
-
- Pricing:
- L
-
- Website:
- maverickcapital.biz
Positive
0%
Negative
0%
Neutral
0%
Key Facts For On Deck
-
- Major Clients:
- drinknomsi.com, getthatwholesale.com, iH..
-
- Year Founded:
- 2007
-
- Fulltime Employees:
- 75
-
- Active Clients:
- 350+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 90%
-
- Pricing:
- L
-
- Website:
- www.ondeckcapital.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Crescent Processing Company
-
- Major Clients:
- Dodie's Cajun Diner, Surround Sound Audi..
-
- Year Founded:
- 2005
-
- Fulltime Employees:
- 14
-
- Active Clients:
- 46+
-
- Revenue:
- $1 million - $3 million
-
- Client Retention Rate:
- 91%
-
- Pricing:
- M
-
- Website:
- crescentprocessingsolutions.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Dharma Merchant Services
-
- Major Clients:
- Conscious Capitalism, Inc., Green Busine..
-
- Year Founded:
- 2007
-
- Fulltime Employees:
- 57
-
- Active Clients:
- 250+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 93%
-
- Pricing:
- M
-
- Website:
- dharmamerchantservices.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Meritus Payment Solutions
-
- Major Clients:
- Confidential.
-
- Year Founded:
- 2008
-
- Fulltime Employees:
- 155
-
- Active Clients:
- 10,000
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 92%
-
- Pricing:
- M
-
- Website:
- merituspayment.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Bankcard Solutions.
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 1998
-
- Fulltime Employees:
- 14
-
- Active Clients:
- 97
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 95%
-
- Pricing:
- L
-
- Website:
- bankcard-solutions.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For Maverick BankCard, Inc.
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2000
-
- Fulltime Employees:
- 28
-
- Active Clients:
- 10,000+
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 98%
-
- Pricing:
- L
-
- Website:
- maverickbankcard.com
Key Facts For eData Financial Group
-
- Major Clients:
- Available upon request.
-
- Year Founded:
- 2011
-
- Fulltime Employees:
- 123
-
- Active Clients:
- 1,000+
-
- Revenue:
- $250,000 - $1 million
-
- Client Retention Rate:
- 91%
-
- Pricing:
- L
-
- Website:
- www.edatacards.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For 1Quest Payment
-
- Major Clients:
- Sam's Club, The Home Depot , Domino's P..
-
- Year Founded:
- 2011
-
- Fulltime Employees:
- 52
-
- Active Clients:
- 700+
-
- Revenue:
- $5 million - $10 million
-
- Client Retention Rate:
- 91%
-
- Pricing:
- H
-
- Website:
- 1questpayment.com
Positive
0%
Negative
0%
Neutral
0%
Key Facts For CCnetPay
-
- Major Clients:
- pci Certified, osCommerce, virtueMart, Z..
-
- Year Founded:
- 2007
-
- Fulltime Employees:
- 13
-
- Active Clients:
- 54
-
- Revenue:
- $3 million - $5 million
-
- Client Retention Rate:
- 87%
-
- Pricing:
- L
-
- Website:
- www.ccnetpay.com
Positive
0%
Negative
0%
Neutral
0%
Evaluation Criteria: Best Merchant Processing Companies
Competitive Rates
We evaluate and rank the best companies that offer merchants the ability to process payments quickly and efficiently. During our analysis, we determine whether the vendors we are recommending offer their merchants competitive rates and fees associated with their processing solutions. Competitive rates are required for merchants to be able to accept payments from their clients while still obtaining a profit from their services.
Reliability
In addition to featuring competitive rates, merchant processing companies should provide a reliable service which affords merchants the opportunity to accept payments at all times. Having a service that is unreliable can cause a merchant to have to troubleshoot accepting a payment from a client which may in the end prove to prevent them from being able to accept the payment and potentially lose the sale they achieved.
Efficiency
It is important for the payment process to be both quick and efficient to ensure the funds are going to be available at the moment of the client producing the payment. We investigate whether the vendor is offering their service with an efficient process for determining whether a payment is properly authorized or not and relaying that information to the merchant to give them the opportunity to rectify the payment issue.
Variance
It is important for merchant service providers featured in our rankings to offer a variety of payment processing solutions for the merchants they assist. During our analysis of merchant processing companies we measure the variety of processing solutions they offer to their merchants, how they differ in features and use, and the end value which merchants achieve when using the different payment solutions.
Customer Support
For merchant processing companies we spend time analyzing the amount of effort placed into providing quality customer support to merchants. We recommend vendors which place priority into ensuring merchants have their questions and concerns addressed in a timely manner. For technical support, we also measure the knowledge and expertise of those involved with solving the issues merchants have with the services.
