Last updated: March 1, 2021

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Best
Top 30 Merchant Processing Companies

Best Merchant Processing Companies - March 2021

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Competitive Rates

Reliability

Reliability

Efficiency

Efficiency

Variance

Variance

Customer Support

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders
Credit Card Processing Specialists Credit Card Processing Specialists
Talk to a Representative: 616-275-5306
Key Facts For Credit Card Processing Sp...
  • Major Clients:
    Main Street Technologies, Advance Auto Par...
  • Year Founded:
    2010
  • Fulltime Employees:
    30
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.creditcardprocessingspecialists.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Riverside Payments Riverside Payments
Talk to a Representative: 503-972-5572
Key Facts For Riverside Payments
  • Major Clients:
    Confidential.
  • Year Founded:
    2014
  • Fulltime Employees:
    60
  • Active Clients:
    1,200+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    99
  • Pricing:
    H
  • Website:
    riversidepayments.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

3
2007
$5 million - $10 million
75
350+
90
L
drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks
100
99
100
100
99
99.6%
NC
On Deck On Deck
Talk to a Representative: 888-269-4246
Key Facts For On Deck
  • Major Clients:
    drinknomsi.com, getthatwholesale.com, iHea...
  • Year Founded:
    2007
  • Fulltime Employees:
    75
  • Active Clients:
    350+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.ondeckcapital.com
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Positive0% Write Review

 

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Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Strong Performers
Ace Software Solutions Ace Software Solutions
Talk to a Representative: 732-603-4997
Key Facts For Ace Software Solutions
  • Major Clients:
    Bank of Tokyo-Mitsubishi UFJ, Capgemini, S...
  • Year Founded:
    1992
  • Fulltime Employees:
    17
  • Active Clients:
    76
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    91
  • Pricing:
    H
  • Website:
    www.acesw.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CCnetPay CCnetPay
Talk to a Representative: +44-2033181134
Key Facts For CCnetPay
  • Major Clients:
    pci Certified, osCommerce, virtueMart, Zen...
  • Year Founded:
    2007
  • Fulltime Employees:
    13
  • Active Clients:
    54
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    87
  • Pricing:
    L
  • Website:
    www.ccnetpay.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Beacon Payments, LLC Beacon Payments, LLC
Talk to a Representative: 617-986-4446
Key Facts For Beacon Payments, LLC
  • Major Clients:
    Available upon request.
  • Year Founded:
    1998
  • Fulltime Employees:
    136
  • Active Clients:
    10,000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    94
  • Pricing:
    M
  • Website:
    www.beaconpayments.com
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Positive Review 9 Reviews
Justin is awesome! We have not had any probl...
Donna Ruggieri
Positive Review
I can't say enough about this company! We wer...
Cheryl Mena
Positive Review
Awesome company.
Chris Capuano

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Merchant Cash Group Merchant Cash Group
Talk to a Representative: 866-610-6569
Key Facts For Merchant Cash Group
  • Major Clients:
    Available upon request.
  • Year Founded:
    2008
  • Fulltime Employees:
    16
  • Active Clients:
    73
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.merchantcashgroup.com
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Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Bankcard Solutions. Bankcard Solutions.
Talk to a Representative: 423-265-4300
Key Facts For Bankcard Solutions.
  • Major Clients:
    Available upon request.
  • Year Founded:
    1998
  • Fulltime Employees:
    14
  • Active Clients:
    97
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    95
  • Pricing:
    L
  • Website:
    www.bankcard-solutions.com
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Positive Review 5 Reviews
Thought our business was getting great rates...
Tim Caldwell
Positive Review
Awesome! I switched to Bankcard Solutions fro...
Josh Goode
Positive Review
Bankcard Solutions is my Business Credit Card...
Jeff Fontana

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Sage Payment Solutions Sage Payment Solutions
Talk to a Representative: 703-269-9283
Key Facts For Sage Payment Solutions
  • Major Clients:
    Confidential.
  • Year Founded:
    1997
  • Fulltime Employees:
    200+
  • Active Clients:
    500+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    L
  • Website:
    www.sagepayments.com
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Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Leap Payments Leap Payments
Talk to a Representative: 800-993-6300
Key Facts For Leap Payments
  • Major Clients:
    Best Western Hotels, H&R Block, Buy Direct...
  • Year Founded:
    2007
  • Fulltime Employees:
    35
  • Active Clients:
    2,500+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    99
  • Pricing:
    L
  • Website:
    www.leappayments.com
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Positive0% Write Review

 

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Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BankCard USA BankCard USA
Talk to a Representative: 800-735-4171
Key Facts For BankCard USA
  • Major Clients:
    Coastal Dermatology, Supertone Hearing, Lu...
  • Year Founded:
    1998
  • Fulltime Employees:
    332
  • Active Clients:
    20,000+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.bankcardusa.com
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Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

MersaTech MersaTech
Talk to a Representative: 303-268-5505
Key Facts For MersaTech
  • Major Clients:
    Confidential.
  • Year Founded:
    2003
  • Fulltime Employees:
    27
  • Active Clients:
    10,000 plus
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.mersatech.com
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Positive 66.7% 6 Reviews
Very detailed with the information. We recei...
DJ NINJAYT
Positive
The best company to work with for credit card...
Versa Business Tips
Negative 33.3% 3 Reviews
In my opinion Mersatech is the worst merchant...
Karma

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

1Quest Payment 1Quest Payment
Talk to a Representative: 800-413-7573
Key Facts For 1Quest Payment
  • Major Clients:
    Sam's Club, The Home Depot , Domino's Piz...
  • Year Founded:
    2011
  • Fulltime Employees:
    52
  • Active Clients:
    700+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    91
  • Pricing:
    H
  • Website:
    1questpayment.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Ace Merchant Processing Ace Merchant Processing
Talk to a Representative: 877-680-4223
Key Facts For Ace Merchant Processing
  • Major Clients:
    Holiday Inn's, Mercedes Benz Dealerships,...
  • Year Founded:
    2006
  • Fulltime Employees:
    49
  • Active Clients:
    10000+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    95
  • Pricing:
    M
  • Website:
    www.acemerchantprocessing.com
Request A Quote
Positive 80.0% 4 Reviews
Been with Ace Merchant for years! Manan is gr...
John Baddour
Positive
We have been processing with Ace Merchant for...
Evangeline Jill
Negative 20.0% 1 Reviews
Terrible service. Even after I closed the acc...
Ali Marfathia

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BankCard Services BankCard Services
Talk to a Representative: 800-520-4488
Key Facts For BankCard Services
  • Major Clients:
    Available upon request.
  • Year Founded:
    2010
  • Fulltime Employees:
    26
  • Active Clients:
    32
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    90
  • Pricing:
    M
  • Website:
    www.bankcardservicesinc.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Intrix Technology, Inc. Intrix Technology, Inc.
Talk to a Representative: 917-864-0941
Key Facts For Intrix Technology, Inc.
  • Major Clients:
    The Dude Ranchers’ Association, Jonesboro,...
  • Year Founded:
    1986
  • Fulltime Employees:
    232
  • Active Clients:
    2,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    intrix.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Heartland Payment Systems, Inc. Heartland Payment Systems, Inc.
Talk to a Representative: 972-295-8652
Key Facts For Heartland Payment Systems...
  • Major Clients:
    Main Street Bistro, Carolina Conceptions,...
  • Year Founded:
    2000
  • Fulltime Employees:
    50+
  • Active Clients:
    10.000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    94
  • Pricing:
    L
  • Website:
    www.heartlandpaymentsystems.com
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Negative 62.5% 5 Reviews
Sent my check to an address I’ve NEVER used t...
Brittany Belcher
Neutral 12.5% 1 Reviews
All I gotta say is it has good drives and inc...
Katrina Matthias

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CardFellow CardFellow
Talk to a Representative: 800-509-4220
Service Offerings:
Key Facts For CardFellow
  • Major Clients:
    Confidential
  • Year Founded:
    2006
  • Fulltime Employees:
    3
  • Active Clients:
    40+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    90
  • Pricing:
    Unknown
  • Website:
    www.cardfellow.com
Request A Quote
Reviews (26)
Positive Review 26 Reviews
Love CardFellow. They're really out there try...
Matt Gillespie
Positive Review
I would recommend CardFellow to anyone who us...
Lindsey Marshall
Positive Review
Cardfellow is one of the only ways to compare...
Cody Coleman

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Meritus Payment Solutions Meritus Payment Solutions
Talk to a Representative: 877-895-4462
Key Facts For Meritus Payment Solutions
  • Major Clients:
    Confidential.
  • Year Founded:
    2008
  • Fulltime Employees:
    155
  • Active Clients:
    10,000
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    M
  • Website:
    merituspayment.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Digital Check Corp Digital Check Corp
Talk to a Representative: 847-446-2285
Key Facts For Digital Check Corp
  • Major Clients:
    Spring Bank, United Southern Bank, Fifth T...
  • Year Founded:
    1996
  • Fulltime Employees:
    37
  • Active Clients:
    54
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    91
  • Pricing:
    L
  • Website:
    www.digitalcheck.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Maverick Capital Maverick Capital
Talk to a Representative: 800-464-9777
Key Facts For Maverick Capital
  • Major Clients:
    Confidential.
  • Year Founded:
    2000
  • Fulltime Employees:
    30
  • Active Clients:
    153
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.MaverickCapital.biz
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Swift Pay Systems Swift Pay Systems
Talk to a Representative: 800-649-2260
Key Facts For Swift Pay Systems
  • Major Clients:
    Confidential.
  • Year Founded:
    2006
  • Fulltime Employees:
    13
  • Active Clients:
    60+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    97
  • Pricing:
    L
  • Website:
    www.swiftpaysystems.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

360 Payment Solutions, Inc. 360 Payment Solutions, Inc.
Talk to a Representative: 408-295-8360
Key Facts For 360 Payment Solutions, In...
  • Major Clients:
    Dynamic Sport & Social Club, 55 South Rest...
  • Year Founded:
    2013
  • Fulltime Employees:
    25
  • Active Clients:
    50+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.360paymentsolutions.com
Request A Quote
Reviews (46)
Positive 97.8% 45 Reviews
What can I say about 360 that their staff has...
Brotherhood Garage
Positive
360 is the small company with BIG service. I...
Michael Hulsey
Neutral 2.2% 1 Reviews
Jenelle was super. I got two emails from Lisa...
Jan Vicent

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

1st Americard, Inc. 1st Americard, Inc.
Talk to a Representative: 888-505-8911
Service Offerings:
Key Facts For 1st Americard, Inc.
  • Major Clients:
    Concord Depot
  • Year Founded:
    1985
  • Fulltime Employees:
    367
  • Active Clients:
    2753
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    M
  • Website:
    www.1stamericard.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BFS Capital BFS Capital
Talk to a Representative: 866-905-4334
Key Facts For BFS Capital
  • Major Clients:
    Auto Rental Business, Retail Store, Pet Gr...
  • Year Founded:
    2011
  • Fulltime Employees:
    25
  • Active Clients:
    25+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    85
  • Pricing:
    M
  • Website:
    www.bfscapital.com
Request A Quote
Reviews (55)
Positive 83.6% 46 Reviews
Amazing Company and Amazing Service!!! Our Re...
Jonathan Menjivar
Positive
I owned an RV business in Salt Lake City and...
Stacey Richards
Negative 16.4% 9 Reviews
Do not waste your time applying at this compa...
Jack goldman

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

26
2007
$5 million - $10 million
57
250+
93
M
Conscious Capitalism, Inc., Green Business Network, Social Venture Network, Merchant Maverick, equitybydesign
93
93
90
94
92
92.4%
NC
Dharma Merchant Services Dharma Merchant Services
Talk to a Representative: 425-274-4500
Key Facts For Dharma Merchant Services
  • Major Clients:
    Conscious Capitalism, Inc., Green Business...
  • Year Founded:
    2007
  • Fulltime Employees:
    57
  • Active Clients:
    250+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    93
  • Pricing:
    M
  • Website:
    dharmamerchantservices.com
Request A Quote
Reviews (11)
Positive 90.9% 10 Reviews
It was the day before our farmers market open...
Angela Wotton
Positive
Awesome company to deal with! Great rates and...
Aaron B.
Negative 9.1% 1 Reviews
This is the worst merchant service I came acr...
Mohammad Salahuddin

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

eData Financial Group eData Financial Group
Talk to a Representative: 888-864-5645
Key Facts For eData Financial Group
  • Major Clients:
    Available upon request.
  • Year Founded:
    2011
  • Fulltime Employees:
    123
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    91
  • Pricing:
    L
  • Website:
    www.edatacards.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Digipay Solutions
Talk to a Representative: (760) 944-5627
Key Facts For Digipay Solutions
  • Major Clients:
    Confidential
  • Year Founded:
  • Fulltime Employees:
  • Active Clients:
  • Revenue:
    Unknown
  • Client Retention Rate:
  • Pricing:
    L
  • Website:
    www.digipaysolutions.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Crescent Processing Company Crescent Processing Company
Talk to a Representative: 877-233-3376
Key Facts For Crescent Processing Compa...
  • Major Clients:
    Dodie's Cajun Diner, Surround Sound Audio...
  • Year Founded:
    2005
  • Fulltime Employees:
    14
  • Active Clients:
    46+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    91
  • Pricing:
    M
  • Website:
    www.crescentprocessingsolutions.com
Request A Quote
Reviews (88)
Positive 89.8% 79 Reviews
Thank you Vonda!!! You very helpful and knowa...
Jennifer barrett
Positive
Okay whomever hired Vickie Nash is a genius!...
Dina Burns
Negative 10.2% 9 Reviews
It is a terrible organisation. Pathetic servi...
Sabahuddin Mujahid

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

30
2006
$3 million - $5 million
87
500+
97
M
CAPTURE Solutions , AeroCRS , TalentintheCloud , KeyScouts , Payoneer
90
92
92
91
91
91.2%
NC
3G Direct Pay 3G Direct Pay
Talk to a Representative: +254-70848027
Service Offerings:
Key Facts For 3G Direct Pay
  • Major Clients:
    CAPTURE Solutions , AeroCRS , Talentinthe...
  • Year Founded:
    2006
  • Fulltime Employees:
    87
  • Active Clients:
    500+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    97
  • Pricing:
    M
  • Website:
    www.directpay.online
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Evaluation Criteria: Best Merchant Processing Companies
Competitive Rates
Competitive Rates
We evaluate and rank the best companies that offer merchants the ability to process payments quickly and efficiently. During our analysis, we determine whether the vendors we are recommending offer their merchants competitive rates and fees associated with their processing solutions. Competitive rates are required for merchants to be able to accept payments from their clients while still obtaining a profit from their services.
Reliability
Reliability
In addition to featuring competitive rates, merchant processing companies should provide a reliable service which affords merchants the opportunity to accept payments at all times. Having a service that is unreliable can cause a merchant to have to troubleshoot accepting a payment from a client which may in the end prove to prevent them from being able to accept the payment and potentially lose the sale they achieved.
Efficiency
Efficiency
It is important for the payment process to be both quick and efficient to ensure the funds are going to be available at the moment of the client producing the payment. We investigate whether the vendor is offering their service with an efficient process for determining whether a payment is properly authorized or not and relaying that information to the merchant to give them the opportunity to rectify the payment issue.
Variance
Variance
It is important for merchant service providers featured in our rankings to offer a variety of payment processing solutions for the merchants they assist. During our analysis of merchant processing companies we measure the variety of processing solutions they offer to their merchants, how they differ in features and use, and the end value which merchants achieve when using the different payment solutions.
Customer Support
Customer Support
For merchant processing companies we spend time analyzing the amount of effort placed into providing quality customer support to merchants. We recommend vendors which place priority into ensuring merchants have their questions and concerns addressed in a timely manner. For technical support, we also measure the knowledge and expertise of those involved with solving the issues merchants have with the services.
 
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