Last updated: November 1, 2019

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Best

Top 30 Merchant Processing Companies

Best Merchant Processing Companies - November 2019

Rank

Company Name

Year
Founded

Revenue

Fulltime
Employees

Active
Clients

Client
Retention
Rate

Pricing

Major Clients

Other Core
Services

Competitive Rates

Competitive Rates

Reliability

Reliability

Efficiency

Efficiency

Variance

Variance

Customer Support

Customer Support

Overall Score

0
100
 
G
VG
E
 

Change in Rank

Leaders
Credit Card Processing Specialists Credit Card Processing Specialists
Talk to a Representative: 616-275-5306
Key Facts For Credit Card Processing Specialists
  • Major Clients:
    Main Street Technologies, Advance Auto Parts, South Central Pallets, Discovery Network, Ace Hardware
  • Year Founded:
    2010
  • Fulltime Employees:
    30
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    M
  • Website:
    www.creditcardprocessingspecialists.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Riverside Payments Riverside Payments
Talk to a Representative: 503-972-5572
Key Facts For Riverside Payments
  • Major Clients:
    Confidential.
  • Year Founded:
    2014
  • Fulltime Employees:
    60
  • Active Clients:
    1,200+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    99
  • Pricing:
    H
  • Website:
    riversidepayments.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Sage Payment Solutions Sage Payment Solutions
Talk to a Representative: 703-269-9283
Key Facts For Sage Payment Solutions
  • Major Clients:
    Confidential.
  • Year Founded:
    1997
  • Fulltime Employees:
    200+
  • Active Clients:
    500+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    L
  • Website:
    www.sagepayments.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

1Quest Payment 1Quest Payment
Talk to a Representative: 800-413-7573
Key Facts For 1Quest Payment
  • Major Clients:
    Sam's Club, The Home Depot , Domino's Pizza , Marshalls , Publix
  • Year Founded:
    2011
  • Fulltime Employees:
    52
  • Active Clients:
    700+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    91
  • Pricing:
    H
  • Website:
    1questpayment.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BankCard USA BankCard USA
Talk to a Representative: 800-735-4171
Key Facts For BankCard USA
  • Major Clients:
    Coastal Dermatology, Supertone Hearing, Lunaria Music
  • Year Founded:
    1998
  • Fulltime Employees:
    332
  • Active Clients:
    20,000+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.bankcardusa.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Beacon Payments, LLC Beacon Payments, LLC
Talk to a Representative: 617-986-4446
Key Facts For Beacon Payments, LLC
  • Major Clients:
    Available upon request.
  • Year Founded:
    1998
  • Fulltime Employees:
    136
  • Active Clients:
    10,000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    94
  • Pricing:
    M
  • Website:
    www.beaconpayments.com
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Reviews (19)
Positive 52.6% 10 Reviews
Best company in the industry with no hidden f...
gkadish
Positive
Ken Sherman from Beacon payments is honest an...
Nicole Lavallee
Negative 47.4% 9 Reviews
This company has hidden fees, it stilling my...
Mikhail Dabralovich

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Meritus Payment Solutions Meritus Payment Solutions
Talk to a Representative: 877-895-4462
Key Facts For Meritus Payment Solutions
  • Major Clients:
    Confidential.
  • Year Founded:
    2008
  • Fulltime Employees:
    155
  • Active Clients:
    10,000
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    92
  • Pricing:
    M
  • Website:
    merituspayment.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

eData Financial Group eData Financial Group
Talk to a Representative: 888-864-5645
Key Facts For eData Financial Group
  • Major Clients:
    Available upon request.
  • Year Founded:
    2011
  • Fulltime Employees:
    123
  • Active Clients:
    1,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    91
  • Pricing:
    L
  • Website:
    www.edatacards.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

1st Americard, Inc. 1st Americard, Inc.
Talk to a Representative: 888-505-8911
Service Offerings:
Key Facts For 1st Americard, Inc.
  • Major Clients:
    Concord Depot
  • Year Founded:
    1985
  • Fulltime Employees:
    367
  • Active Clients:
    2753
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    M
  • Website:
    www.1stamericard.com
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Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CardFellow CardFellow
Talk to a Representative: 800-509-4220
Service Offerings:
Key Facts For CardFellow
  • Major Clients:
    Confidential
  • Year Founded:
    2006
  • Fulltime Employees:
    3
  • Active Clients:
    40+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    90
  • Pricing:
    Unknown
  • Website:
    www.cardfellow.com
Request A Quote
Reviews (26)
Positive Review 26 Reviews
My experience with Cardfellow has been nothin...
Gary Haas
Positive Review
I was looking for a new credit card processor...
Emmanuel Lemor
Positive Review
I highly recommend CardFellow for setting up...
Staci

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

360 Payment Solutions, Inc. 360 Payment Solutions, Inc.
Talk to a Representative: 408-295-8360
Key Facts For 360 Payment Solutions, Inc.
  • Major Clients:
    Dynamic Sport & Social Club, 55 South Restaurant, Sturken Automotive, Oriental Carpet
  • Year Founded:
    2013
  • Fulltime Employees:
    25
  • Active Clients:
    50+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    96
  • Pricing:
    L
  • Website:
    www.360paymentsolutions.com
Request A Quote
Reviews (46)
Positive 97.8% 45 Reviews
Lisa and her team are incredible, most people...
Chad Minnis
Positive
What can I say about 360 that their staff has...
Brotherhood Garage
Neutral 2.2% 1 Reviews
Jenelle was super. I got two emails from Lisa...
Jan Vicent

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

CCnetPay CCnetPay
Talk to a Representative: +44-2033181134
Key Facts For CCnetPay
  • Major Clients:
    pci Certified, osCommerce, virtueMart, Zen Cart
  • Year Founded:
    2007
  • Fulltime Employees:
    13
  • Active Clients:
    54
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    87
  • Pricing:
    L
  • Website:
    www.ccnetpay.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Bankcard Solutions. Bankcard Solutions.
Talk to a Representative: 423-265-4300
Key Facts For Bankcard Solutions.
  • Major Clients:
    Available upon request.
  • Year Founded:
    1998
  • Fulltime Employees:
    14
  • Active Clients:
    97
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    95
  • Pricing:
    L
  • Website:
    www.bankcard-solutions.com
Request A Quote
Positive Review 5 Reviews
Erika and the team at Bankcard Solutions prov...
Dr Joe Klein
Positive Review
Bankcard Solutions cares about their customer...
Anna Conrad
Positive Review
Bankcard Solutions is my Business Credit Card...
Jeff Fontana

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

14
2007
$5 million - $10 million
57
250+
93
M
Conscious Capitalism, Inc., Green Business Network, Social Venture Network, Merchant Maverick, equitybydesign
97
95
96
95
96
95.8%
NC
Dharma Merchant Services Dharma Merchant Services
Talk to a Representative: 425-274-4500
Key Facts For Dharma Merchant Services
  • Major Clients:
    Conscious Capitalism, Inc., Green Business Network, Social Venture Network, Merchant Maverick, equitybydesign
  • Year Founded:
    2007
  • Fulltime Employees:
    57
  • Active Clients:
    250+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    93
  • Pricing:
    M
  • Website:
    dharmamerchantservices.com
Request A Quote
Reviews (11)
Positive 90.9% 10 Reviews
Awesome company to deal with! Great rates and...
Aaron B.
Positive
I found Dharma through Merchant Mavericks (a...
Deborah Chausse
Negative 9.1% 1 Reviews
This is the worst merchant service I came acr...
Mohammad Salahuddin

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BFS Capital BFS Capital
Talk to a Representative: 866-905-4334
Key Facts For BFS Capital
  • Major Clients:
    Auto Rental Business, Retail Store, Pet Grooming Business
  • Year Founded:
    2011
  • Fulltime Employees:
    25
  • Active Clients:
    25+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    85
  • Pricing:
    M
  • Website:
    www.bfscapital.com
Request A Quote
Reviews (55)
Positive 83.6% 46 Reviews
Have worked with the guys at BFS Capital on a...
Lenny Darmody
Positive
I've had several cash advance loans with BFS...
Sallie Bolduc
Negative 16.4% 9 Reviews
They are harassing our office and when I resp...
Deborah Young

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Crescent Processing Company Crescent Processing Company
Talk to a Representative: 877-233-3376
Key Facts For Crescent Processing Company
  • Major Clients:
    Dodie's Cajun Diner, Surround Sound Audio and Video
  • Year Founded:
    2005
  • Fulltime Employees:
    14
  • Active Clients:
    46+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    91
  • Pricing:
    M
  • Website:
    www.crescentprocessingsolutions.com
Request A Quote
Reviews (88)
Positive 89.8% 79 Reviews
Always refreshing to have customer reps that...
Donna M
Positive
very calm during complex procedure
Ingrid Gold
Negative 10.2% 9 Reviews
I would give this business a negative 10. The...
Kevin Rose

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Heartland Payment Systems, Inc. Heartland Payment Systems, Inc.
Talk to a Representative: 972-295-8652
Key Facts For Heartland Payment Systems, Inc.
  • Major Clients:
    Main Street Bistro, Carolina Conceptions, Dominican College, MPC, CSRA
  • Year Founded:
    2000
  • Fulltime Employees:
    50+
  • Active Clients:
    10.000+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    94
  • Pricing:
    L
  • Website:
    www.heartlandpaymentsystems.com
Request A Quote
Positive 25.0% 2 Reviews
I get calls daily from other providers, but it Heartland has been a great company to do business with so I'm sticking with them!
I have been in the restaurant business since...
Dora Brewer
Negative 62.5% 5 Reviews
The worst business service experience I have...
Keith Murphy
Neutral 12.5% 1 Reviews
All I gotta say is it has good drives and inc...
Katrina Matthias

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

18
2006
$3 million - $5 million
87
500+
97
M
CAPTURE Solutions , AeroCRS , TalentintheCloud , KeyScouts , Payoneer
96
95
89
95
96
94.2%
NC
3G Direct Pay 3G Direct Pay
Talk to a Representative: +254-70848027
Service Offerings:
Key Facts For 3G Direct Pay
  • Major Clients:
    CAPTURE Solutions , AeroCRS , TalentintheCloud , KeyScouts , Payoneer
  • Year Founded:
    2006
  • Fulltime Employees:
    87
  • Active Clients:
    500+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    97
  • Pricing:
    M
  • Website:
    www.directpay.online
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Maverick Capital Maverick Capital
Talk to a Representative: 800-464-9777
Key Facts For Maverick Capital
  • Major Clients:
    Confidential.
  • Year Founded:
    2000
  • Fulltime Employees:
    30
  • Active Clients:
    153
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.MaverickCapital.biz
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Leap Payments Leap Payments
Talk to a Representative: 800-993-6300
Key Facts For Leap Payments
  • Major Clients:
    Best Western Hotels, H&R Block, Buy Direct, Yellow Cab, PetSmart
  • Year Founded:
    2007
  • Fulltime Employees:
    35
  • Active Clients:
    2,500+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    99
  • Pricing:
    L
  • Website:
    www.leappayments.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

21
2007
$5 million - $10 million
75
350+
90
L
drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks
92
95
94
91
94
93.2%
NC
On Deck On Deck
Talk to a Representative: 888-269-4246
Key Facts For On Deck
  • Major Clients:
    drinknomsi.com, getthatwholesale.com, iHealthspot, Inc., Jazz at Jacks
  • Year Founded:
    2007
  • Fulltime Employees:
    75
  • Active Clients:
    350+
  • Revenue:
    $5 million - $10 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.ondeckcapital.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Merchant Cash Group Merchant Cash Group
Talk to a Representative: 866-610-6569
Key Facts For Merchant Cash Group
  • Major Clients:
    Available upon request.
  • Year Founded:
    2008
  • Fulltime Employees:
    16
  • Active Clients:
    73
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    90
  • Pricing:
    L
  • Website:
    www.merchantcashgroup.com
Request A Quote
Negative Review 1 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Digital Check Corp Digital Check Corp
Talk to a Representative: 847-446-2285
Key Facts For Digital Check Corp
  • Major Clients:
    Spring Bank, United Southern Bank, Fifth Third Bank
  • Year Founded:
    1996
  • Fulltime Employees:
    37
  • Active Clients:
    54
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    91
  • Pricing:
    L
  • Website:
    www.digitalcheck.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Swift Pay Systems Swift Pay Systems
Talk to a Representative: 800-649-2260
Key Facts For Swift Pay Systems
  • Major Clients:
    Confidential.
  • Year Founded:
    2006
  • Fulltime Employees:
    13
  • Active Clients:
    60+
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    97
  • Pricing:
    L
  • Website:
    www.swiftpaysystems.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

BankCard Services BankCard Services
Talk to a Representative: 800-520-4488
Key Facts For BankCard Services
  • Major Clients:
    Available upon request.
  • Year Founded:
    2010
  • Fulltime Employees:
    26
  • Active Clients:
    32
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    90
  • Pricing:
    M
  • Website:
    www.bankcardservicesinc.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Ace Software Solutions Ace Software Solutions
Talk to a Representative: 732-603-4997
Key Facts For Ace Software Solutions
  • Major Clients:
    Bank of Tokyo-Mitsubishi UFJ, Capgemini, Schroders, ADCB, Standard Chartered
  • Year Founded:
    1992
  • Fulltime Employees:
    17
  • Active Clients:
    76
  • Revenue:
    $1 million - $3 million
  • Client Retention Rate:
    91
  • Pricing:
    H
  • Website:
    www.acesw.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Maverick BankCard, Inc. Maverick BankCard, Inc.
Talk to a Representative: 800-464-9777
Key Facts For Maverick BankCard, Inc.
  • Major Clients:
    Available upon request.
  • Year Founded:
    2000
  • Fulltime Employees:
    28
  • Active Clients:
    10,000+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.maverickbankcard.com
Request A Quote
Negative Review 0 Reviews
Anonymous

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Intrix Technology, Inc. Intrix Technology, Inc.
Talk to a Representative: 917-864-0941
Key Facts For Intrix Technology, Inc.
  • Major Clients:
    The Dude Ranchers’ Association, Jonesboro, Cedia, NMDA, paii
  • Year Founded:
    1986
  • Fulltime Employees:
    232
  • Active Clients:
    2,000+
  • Revenue:
    $250,000 - $1 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    intrix.com
Request A Quote
Positive0% Write Review

 

Negative0% Write Review

 

Neutral0% Write Review

 

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

MersaTech MersaTech
Talk to a Representative: 303-268-5505
Key Facts For MersaTech
  • Major Clients:
    Confidential.
  • Year Founded:
    2003
  • Fulltime Employees:
    27
  • Active Clients:
    10,000 plus
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    98
  • Pricing:
    L
  • Website:
    www.mersatech.com
Request A Quote
Positive 66.7% 6 Reviews
The rate review that Mary Beth did for us res...
Mary Laine Howard
Positive
Our business has grown and we needed a 2nd te...
Clarence Hembrick
Negative 33.3% 3 Reviews
I was quoted a $5 monthly rate and 1.75% per...
Ronald Christensen

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Ace Merchant Processing Ace Merchant Processing
Talk to a Representative: 877-680-4223
Key Facts For Ace Merchant Processing
  • Major Clients:
    Holiday Inn's, Mercedes Benz Dealerships, Staybridge Inn's, Maruchi Sushi, Quality Tiles
  • Year Founded:
    2006
  • Fulltime Employees:
    49
  • Active Clients:
    10000+
  • Revenue:
    $3 million - $5 million
  • Client Retention Rate:
    95
  • Pricing:
    M
  • Website:
    www.acemerchantprocessing.com
Request A Quote
Positive 80.0% 4 Reviews
I have been processing multiple business loca...
Mohammad Akram
Positive
Great organization to do business with. We ha...
Kathleen Phillip
Negative 20.0% 1 Reviews
Terrible service. Even after I closed the acc...
Ali Marfathia

Competitive Rates

Reliability

Efficiency

Variance

Customer Support

Evaluation Criteria: Best Merchant Processing Companies
Competitive Rates
Competitive Rates
We evaluate and rank the best companies that offer merchants the ability to process payments quickly and efficiently. During our analysis, we determine whether the vendors we are recommending offer their merchants competitive rates and fees associated with their processing solutions. Competitive rates are required for merchants to be able to accept payments from their clients while still obtaining a profit from their services.
Reliability
Reliability
In addition to featuring competitive rates, merchant processing companies should provide a reliable service which affords merchants the opportunity to accept payments at all times. Having a service that is unreliable can cause a merchant to have to troubleshoot accepting a payment from a client which may in the end prove to prevent them from being able to accept the payment and potentially lose the sale they achieved.
Efficiency
Efficiency
It is important for the payment process to be both quick and efficient to ensure the funds are going to be available at the moment of the client producing the payment. We investigate whether the vendor is offering their service with an efficient process for determining whether a payment is properly authorized or not and relaying that information to the merchant to give them the opportunity to rectify the payment issue.
Variance
Variance
It is important for merchant service providers featured in our rankings to offer a variety of payment processing solutions for the merchants they assist. During our analysis of merchant processing companies we measure the variety of processing solutions they offer to their merchants, how they differ in features and use, and the end value which merchants achieve when using the different payment solutions.
Customer Support
Customer Support
For merchant processing companies we spend time analyzing the amount of effort placed into providing quality customer support to merchants. We recommend vendors which place priority into ensuring merchants have their questions and concerns addressed in a timely manner. For technical support, we also measure the knowledge and expertise of those involved with solving the issues merchants have with the services.
 
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