Client Review on Garden Savings Federal Credit Union

Feedback:

I am upset with this bank I had to close it. I saw their personal loans was at a good APR as per their website and when I went with a 750+ credit score only had a student loan and a car loan (already financed by them that’s how I found out about them. They approved my loan from a dealership). And they was charging me 14.50% APR. I asked why because my credit score is excellent and I only had to pay off two loans which I made pretty good money too. Her response was that I didn’t have a lot to pay off so that wasn’t enough for them to trust that I can pay off the personal loan. I had no choice to take it but they basically took advantage because they know I can pay off my loan with a high APR. I did a balance transfer from Discover with 0% APR and closed them. No one is going to take advantage from me anymore. Even with a great credit score some banks still take advantage. ( my car loan was already paid off as well)