Client Reviews on DATCU Credit Union

    • 3.0
  • 18 Reviews

Most helpful positive review

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By Stephen Petry Oct 16, 2019

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Most helpful critical review

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By Gene Roblyer Jan 16, 2019

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What a crappy bank. They tell you that you’re a “member” and part owner, but then turn around and treat you like a criminal. They’ll nickel and dime you to death with fees and their questionable accounting practices, and charge you an ATM fee on top of the fee the ATM is already charging you (so about $5 to get out $20). I applied for a loan with them once and was approved for twice as much with half the interest rate at another local bank that I’m not a “member” of. Oh, and their Online/ mobile banking is about 15 years out of date. Also, don’t fall for their car insurance scam. You can get a much better rate by shopping around yourself. Avoid this bank at all cost!

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I don't know what this place is, but they let me park there when parking is full at the square, so that's nice.

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Just moved to Denton. Decided I wanted to give my grandkids a sequence of denominations of currency. So I stopped by the location on University told the cashier what I wanted to do and said that was different. So I told her what I needed, THEN SHE INFORMED ME NO ACCOUNT NO EXCHANGING MONEY. So welcome to Denton. So I went across the street to another financial system and was welcomed with open arms. And they had $2.00 bills. Guess where I opened my account?!Retired Chef Gene

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IF YOU ARE A CONSUMER APPLYING FOR A VEHICLE LOAN WITH DATCU YOU MUST READ THIS. ONCE YOU HAVE YOUR VEHICLE LOAN WITH DATCU, THERE IS A GOOD CHANCE DATCU WILL NOT HONOR THE LOAN. IN OTHER WORDS THEY WILL NOT PAY THE DEALER WHO SOLD YOU THE CAR .WHEN THIS HAPPENS SELLING DEALER HAS THE RIGHT TO RECOVER THE VEHICLE. YOU WILL LOOSE ANY TYPE OF DOWN PAYMENT YOU PAID. SO DO NOT USE DATCU. THERE IS A LOT OF OTHER CREDIT UNIONS LIKE QUALTRUST, CREDIT UNION OF TEXAS, TEXANS CREDIT UNION WHO WILL PROMPTLY PAY AND FINALIZE THE LOAN.Dealers beware. DATCU will not honor the Drafts for vehicle loans. Just sold a vehicle to a client who has a DATCU loan. The title has been transferred and DATCU is listed as a lienholder. We have provided DATCU with proof of registration and They are refusing to release the funds. My vehicle is gone and I have a piece of paper in my hand with DATCU letter head that is not worth a dime. Already $14000 in the hole because of these crooks. Legal action to follow.

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Just switched all my business there. Great people, great service.

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Excellent attention and nice people.....

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Loan department is sooo disorganized. No one has a clue wats goin on. Total garbage. Everytime

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I love love love coming to this DATCU. Right away when I walk in I'm always greeted. Everyone is so polite and they right away help with whatever you need.

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I have been with this credit union for years. Are they perfect, no. But, they have consistently attempted to do right by me as a customer than any other bank that I have tried to work with.

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Typically I do not write reviews. But, today I am. I was treated very poorly at the window by a trainer named Kayla. I presented a check to be deposited. I did not have money in my account and they could not find where I had previously deposited these checks. It was from the STATE OF TEXAS. I know the state is broke, but I am quite sure they are good for the money. So she insisted that if I could prove that I had previously deposited the checks then they would make an exception to release the funds. This was not much money 1900.00 or so. She insisted that I had NEVER deposited from this merchant before and that I would have to show proof. She loudly spoke about my private information. She initially said she would release 500.00 of the money. Then once I explained that she should look and be able to find it and this is ridiculous, she then said she would only release 300.00. I got very upset to say the least. Finally she released 900.00 but it was not enough and I have NEVER EVER EVER EVER had this problem with this bank before. It is disconcerting she was training someone and treating me so poorly. I had to get this out of my 401K in an emergency situation and she condescendingly spoke to me saying, "Let me get this right, you are taking money from your 401K." Everyone in the line beside me could hear her speaking to me so rudely. I would not have written that information on here but hey, all the members in line know it now, so why not? I had to go home (20 miles away) research the information, get my rental car, change clothes, and go back to the closest DATCU. I have been traveling for months back and forth from Dallas to Louisiana, my brother in law is having a kidney transplant. I need to be able to travel and leave ASAP. THis was explained, the proof was provided, and the Assistant manager at the Lewisville Branch refused to release the money and uphold what "Kayla" said. DATCU has historically been easy to deal with. I have had excellent experiences with Brady and Ms. Vickie at the Flower Mound branch. But this was the worst. My whole family banks here. But I am quite sure we will be changing after this ordeal. There was no respect and I felt as if my integrity was being questioned. Did I mention I investigate financial exploitation of elderly and disabled Texans? If one of my clients were to go to this bank and be treated half as bad as I was I would be even more disgusted. I could just imagine them sending a person over the age of 65 home to research their check deposits. This is their job. Had we handled it right then, I would have nothing to say. I think when I think about things like that it makes me even more angry.

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