Client Review on Commercial Bank of Dubai

Feedback:

Never take this super saver credit of this bank. This is a big trap. They will offer 10 per cent cash return in bills, education, grocery, petrol etc. But you will not get it. Because there is an additional condition that you have to spend AED 3000 in other categories, then only you will get the above discounts. So what will happen.. in terms you will not get it. For example, you dont know your spending will be coming in which category. For example you may stay in a hotel for three days and you will give your card. It should go to other category. It may fall in grocery items or education item. So end of the month, there wil lbe nothing in other category and you will loose every thing, though spend over AED 7000. Interestingly, the other category was AED1500 and all of a sudden they increased the amount to AED 3000. This happend exactly two weeks after I accepted the Super Saver Card. Last month I spent almost two thousand AED in other category (like hotel, and general, but it did not come in the general but went o Education). I contacted the bank, they were unable to give a proper answer and they were blaming.. it is done by VISA system not by us"... The other main trick of the bank is that, they calculate the cash return from 1day to 30th or 31st of every month. For example, if you spend some amount the last day in General category. They will try to delay it for a day.. So you may miss the chance to avail your the discounts. IN short... you are not going to get it as the sales person or advertisements explains to you!, I have the proof