Client Review on Celtic Bank

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Unfortunately 0 was not an option. As a couple others have stated it took 5 months to get my SBA loan done that was very painful. I worked through a "handler" of theirs (healthclubexperts) that all of a sudden had hidden fees of his own whenever the loan did fund and the highest origination fees I have ever seen for a loan that were not laid out. Of course at that point I was so eager to get done with the marathon of a loan and I was in need of the funds. Fast forward to today when I went to payoff my loan early and it took a week for them to get back to me on issuing recent payments to my account THEN there is language that you have to request a payoff 15 or 21 days ahead of time or they charge you the interest during that time even if you paid it off. Also then came a misc $100 book keeping fee. It's coincidence as well that every payment I mailed in through my bank always magically posted on Monday even though it was supposed to be there Thursday (worst case Friday). These guys are the epitome of a small business taking advantage of other small businesses. BUYER BEWARE of what you are getting into they are not customer friendly. I have my final payoff on its way but the result of bringing out the T & C for an extra $166 in interest on my loan and $100 for the "processing" fee brought on this review. Hope that was worth it Celtic.