Client Review on 1st Community Federal Credit Union

Feedback:

I know that financial institutions check credit when an account is opened. However, that credit check should NOT be a hard hit. Experian notified me that my credit had been checked for an installment loan, thereby lowering my score. I simply opened a small savings acct and a money market account and I feel that should NOT lower my credit score. I plan to buy or lease a vehicle within the next 6 months and wanted my score to be great. I'm very disappointed that this happened. I'm pretty sure there are other innocent account openers that don't realize their credit has been affected. I will say that someone from the office has contacted me about this, which I appreciate.