Client Review on United Credit Union

Feedback:

I became a member at 14 y/o when I opened account with united credit union….I am now 46 y/o. I have never bounced a check, overdrawn on my account, and have “A+” (over 800) credit score. At one time I really felt like Untied Credit Union believed in “old school values” and the power of a person’s word. Throughout the years it has become apparent that members are nothing more then numbers. Like most, they have forgotten that without those members they, United Credit Union, couldn’t exist. I tried to get a home loan back in 1999 and was denied, so went to Commerce Bank the same day and was approved...and for the same A.P.R. Over the years have applied for auto loans and was either denied or found cheaper rates despite United Credit Unions advertised .25% lower for checking, .25% lower for savings, .25% lower for credit card holders, and .25% lower for debit card user…A total of 1% alleged cheaper A.P.R. than the going rate for home, auto, and personal loans. I have almost always found that to be false and ended up getting loans through other FDIC financial institutions. Their auto loan department is seriously limited both educationally in regards to automobiles in general and the steps needed to get a loan. And a simple loan procedure takes days, if not weeks, to get approved. I can not in good conscious recommend this banking institution to anyone. As of today, I still use United Credit Union but in a limited capacity only. I do my main banking elsewhere.