Ask SmartPay a Question

Yes you can! Many merchants offer credit cards as well as SmartPay to maximize their cart retention rate.

- Visit https://smartpaycheckout.com/register and fill out information. -Upon file review and account approval your login info and api keys will be provided as well as visibility of your dashboard. -Customer Support then will contact you to make sure you are set up properly.

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SmartPay is currently supported for custom built websites that want to use our github files, we also service wordpress stores using the WooCommerce Plugin.

Shortly it is a pay method where users input information to login to their bank to complete a purchase. Whenever a customer sees "online debit" as a pay method in a merchant's checkout, the user will go through the following sequence: 1.) User is prompted to type in the name of their financial institution- Whether is a bank like Wells Fargo, HSBC, Chase, or TD, Scotiabank, RBC for our Canadian clients; any major bank and most smaller credit unions etc. are supported.. 2. User sees their bank login screen within the checkout and enters information (user never leaves merchant shopping cart) 3. Payment Processes, Verifies and Completes Payment. A receipt, and all relevant order information is passed to WooCommerce orders backend and or your SmartPay account dashboard.

Yes, logins are encrypted and are not stored for longer than the transaction takes to process and complete the payment.