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Last Updated May 1, 2025

Client Review on Prudent Financial Services
Feedback:
I took 6 small loans with Prudent Financial between 2007-2011 within that time period I paid them all in full with (0) balances...I checked my credit report and noticed a couple of the loans status shows (open)...I called Prudent Financial to have this issue taken care off and was put on hold by the operator for 5 mins...then transferred to one (John Doe) when I mentioned the loans I paid all in full and I noticed the Status showed (Open)...he put me on hold for 1/2 hr. (Red Flag)... when (John Doe) returned he said it looks like I own interest fees on 2 of the accounts one amt.$42.00 and the other $235.00...I was like how is that possible...this is ridiculous...I paid off all the accounts in full and how is it one can owe interest on "CLOSED ACCOUNTS"?...to make it worse...I was the one that called in after several years to find out why my account(s) status showing (Open) on my credit report...I was pissed and he put me on to a collection agency for them to collect the interest on 2 closed accounts...This company is not very honest with their clients...I will not recommend my friends or family to Prudent Financial...Be very careful when considering taking a loan with them...make sure they don't scam you and once you've paid them in full... be sure you get a release letter and certificate emailed or mailed to you...showing that you don't owe them and the account(s) closed with the status showing just that with the date.Very dis-satisfied customer.
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