Client Review on Palmetto Citizens Federal Credit Union

Feedback:

I have a small business with superb credit of over 318. I was told that if I needed to deposit more than 5 checks per deposit ticket that I had to come into the branch to deposit and not utilize the drive-thru. But, if I had my deposit broken up into several deposit tickets of no more than 5 checks per ticket, then I could utilize drive-thru. Ok, so hold on, I can just put 5 checks on each deposit ticket and make the teller do even more work than putting all the checks on one deposit ticket??! StupidI got a credit card to use for my business with a 5k limit. (I set it up with the PCU to have it automatically paid off IN FULL every month.) I was fine with a 5k limit for the first year. Business has grown and I went in to get my credit limit raised. (I had several thousands over 5k in my account) and was refused the increase. What business can operate with only a 5k limit on a credit card?? That is paid off, in full, EVERY month! I have perfect credit. My business has been in operation for over 10 years. Ummmmmm This bank makes me feel like a bad business owner with horrible credit. Maybe they just arent set up to help businesses operate. I am gonna move back to my old bank - where I had a 10k credit card limit.The tellers in this bank are very friendly. I have had great service. It's just not suiting my small business needs.