Northland Credit Corporat
Client Review on Northland Credit Corporat
Feedback:
Well, I received a loan from them. The beginning and process to get it was good and Whitney and Mimi were fantastic. However, once it was done, getting it funded was a nightmare. Dee Dee is a rude imbecile. I all I kept hearing from her was well we don't do that even though it was all approved by the manager Mimi. Last Friday was excuse after excuse to get it funded. Mimi sent me a wire transferform to have the seller feel out so they could wire his account. He provided a voided check and filled the form out. It was sent back well in advance of the cutoff time. Well they didn't get it funded. Here it is Monday and Dee Dee calls. Says everything was now ready and that they would be wiring the bank the payoff and the s3ller the difference from the sale. I asked when and was told noonish. Well noon rolls around and I get another call from Dee Dee who says they aren't going to wire the seller now and instead overnight a check to me instead because they didn't feel comfortable wiring it to Wells Fargo because they would email or fax them the sellers private information and only verified the voided check info over the phone. So I questioned it and was told by Dee Dee "Oh well, it happens". If I would have dealt with her before now, I would never have gotten the loan.So, the loan. Well I borrowed 35000. Kept asking what the interest rate was and kept being told they don't use them (This should have clued me in). After everything was done, I was told that my payment would be 1829.74 for 36 months which calculates out to 47%. You then have to make your first and last two payments plus a 349 processing fee. Only good thing is there is no prepayment penalty for paying off early.Only reason I used this company is I was going to buy from Ryder and they sent my app to them.
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