Client Reviews on LenCred
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Customer service great, but the actual service is a rip off and should be illegal.I needed a business line of credit of about $20,000 to be used as working capital to get a new business off the ground. I was SOLD them "applying for a bunch of credit cards" that I could have applied for myself!Several credit cards had annual fees charged up front and interest rates in the upper teens or low 20%. I IMMEDIATELY CANCELLED THOSE CARDS and still had to pay the 8% "fee" to LenCred of the "total line of credit" or credit limit that was authorized by the credit card company.A couple of the cards applied for by LenCred did have 0% terms for 3 months, 6 months or 9 months. I used one of those cards to PAY THEIR 8% FEE, but first had to pay balance transfer fees to get it on that new card. The card LenCred had on file for me was my former personal card that did not have a 0% promo and thus I would have had to pay for it immediately and I am in a cash crunch launching a new business.In the end, I lost about $4,300 in FEES to them and credit card companies trying to juggle very short term 0% interest and balance transfer offers.A month later I got an offer in the mail for a credit card with 0% for 18 months of $15,000. I am now using THAT card that I applied for by myself to fund my working capital needs! HAD I WAITED A MONTH AND CHECKED MY OWN MAILBOX, I WOULD HAVE SAVED A LOT OF TIME AND MONEY AND FRUSTRATION!
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Jeff Gazaway is horrible, nothing more than a crook. He promises but doesn't deliver. Just FYI they do nothing more than get you credit cards with a hefty fee you owe them. They will pull over 20 inquiries on your credit report and tank that. I would stay far far away from these people. I have all the email correspondence and emails to prove how horrible they were from billing, to what they offer, they even remote into your own computer to fill out the credit card apps as if it were you. Still seeing if that is legal or not.
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Jerry, with LenCred was very helpful in helping me to get the start up funds that i needed to launch my business!! Great job!!
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I would like to thank LenCred and Jerry Engert for explaining to me on how to build personal and business credit. They help me get approved for some business cards and personal. There are so many companies out here that say they can get you approved for credit cards and don't deliver! LenCred did and I am so thankful for there help. Jonathan Fowlkes From New Jersey
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Great experience with lencred very helpful team.
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Sean at Lendcred has been a great help navigating me through the process of getting business credit to help my Small Business grow with simple tools and methods that are easy to follow!
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VERY GREAT experience with Lendcred.. All my questions were answered in a timely fashion. Jerry always kept me a briefed to anything that I needed to know, but also walked me thru situations every step of the way. I would recommend Lencred to anyone. 5stars
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Great professionalism, helpful and very thorough. I would recommend their business to anyone, especially if you have a chance to work with Spencer Wall, you won't be disappointed. Spencer is the best at what he does and always brings an upbeat positive attitude to daily business calls.Sean Mory is the deal closer after you're done working with spencer, Sean is very patient in explaining what you need to qualify and he stops at nothing until you're financed. It's a tailor made system to each customers situations, and I couldn't be happier with the outcome. The due diligence with this company is unmatched.
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(Translated by Google) excellent (Original) excelent
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Despite The unknown he push forward to make it happen thank you for your help thus far Joel
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