About - IC Federal Credit Union

Overall Feedback:

I always have a checking and savings account at one bank. I put most of my money in my savings and when a check/debit comes in I can just make a simple transfer. I just opened both accounts here and if the money isn’t in your checking account they will charge you 30. Even if you have it and transfer it the same day!!! They don’t care. They said it’s ‘live’. Whatever that means. I never heard of such a policy. I will be closing my accounts as I cannot live under that regime. I don’t make much money so 30 bucks is a lot. I don’t like to keep all my money in my checking as it’s easier to spend it. I have a lot of debits and can’t keep track of them all so it’s easier to transfer the funds. I wish I had known this prior to opening my accounts