Client Reviews on Fremont Bank San Jose Branch

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    • 3.4
  • 7 Reviews

Most helpful positive review

0 people found the following review helpful

By Mary Hamada Oct 16, 2019

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Most helpful critical review

0 people found the following review helpful

By Alpha Omega Oct 16, 2017

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Feedback:

We've been clients since 2000.

Feedback:

After LOTS and LOTS of shopping and comparison, my wife and I finally decided to take out our mortgage through Fremont Bank. First of all the customer service was just phenomenal. This being our first home, they were totally willing to hold our hand through the entire process and explains everything in a way we could understand. I also really appreciated how understanding they were when we told them we wanted to shop around before locking into anything with them. They encouraged us to do our due diligence which is such a morally sound business practice. I 100% recommend the folks at Fremont.

Feedback:

They keep on advertising they have the lowest mortgage rates in town, but requires an application fee. My friends have been turned down after paying the $350 or something application fee. What they do is that they keep on advertising, haul in as much application fees that they can get into but then turning down the applicants so that they could make more money from the application fees. Good business for them.

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I got the best mortgage interest rate from Fremont Bank plus there was no cost to refinance. I actually refinanced three times with them each time they lowered the rate since it was free to apply. Now I have a 2.99% down from our original 12+% in 1999! Fremont Bank also supports the community including our soup kitchen, Martha's Kitchen.

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It's personable and reliable

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Terrible Bank. The people in this branch office are nice enough, although plan to spend some time there because they're not quick. Fremont Bank in general is awful. Online services are not good and often down. Bill pay is slow and unreliable. It can take 2 weeks from the time you request the bill to be paid to the time you should expect the actual payment to be received. Don't use it for anything important like a mortgage. Their business model appears to be around charging fees. I was charged $40 for an overdraft on a transfer I did with someone on the phone, who gave me my balance (minus a pending bill pay transaction) - when the bill pay cleared my account was overdrawn. I made a big fuss and eventually got to someone who sounded like he would help, and ultimately stopped returning my calls. I gave up, Fremont Bank got their $40 fee and this review to boot. We've had many problems with them - consider yourself warned and steer clear.

Feedback:

They can't even answer a call to answer a question! That is Bad!

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