Client Review on First Financial Credit

Feedback:

EASILY the worst mistake of my entire life. An absolute nightmare. The epitome of predatory business practices. Granted, I signed the contract and I agreed to the 24% (highest legal interest rate in KY) but I did not expect just HOW BAD it would get. So I owned my car for about a year before it got repossessed. I had moved out of state and was having a hard time finding a job since I had lost my ID and didn't have the necessary documents to get a new one made. They stalked my FB to come find my car. I took my boyfriend to the ER, walked out, it was gone. But it WAS my fault. However, fast forward 2 years later, and I am STILL paying the price. The car loan was around $6,000, which, with the interest rate, blew up into $10,000. Since I could not afford a lawyer when they took me to court, they started garnishing my wages. Not ONLY did I have to pay what I still owed on the car, but WELL OVER $5,000 of legal fees. Think the 25% interest rate was enough? Think again. A month ago I was informed that they have been charging me two dollars of interest for the past TWO YEARS. That was nowhere in the cobtract!!! After one year of struggling to get by due to 20% of my check being garnished every week, and $11k later, I thought it was FINALLY done! Nope. Still $1300 to go. So a few days ago, I did the math and figured that I was around $300 away from finally being done. I call them today and was informed that I STILL OWE $900?!?! Obviously, I was outraged! The lady's response? "That's what happens when you don't pay your bills." Do NOT get a loan from here. You WILL regret it!!!