About - Fidelity Payment Services

Edward Johnson, CEO
442 S 5th St | New York, New York, 11211

Merchant Services, or better known as credit card processing is the handling of electronic payment transactions for merchants. Merchant processing activities involve obtaining sales information from the merchant, receiving authorization for the transaction, collecting funds from the bank which issued the credit card, and sending payment to the merchant.

Back in the good old days, when life was much simpler, “merchant services” was limited to the following scenario:

John Doe walks in to Sam’s Supermarket and makes a purchase. Being that John and Sam were good pals, Sam had no problem extending “credit” to John. Sam would write down the amount of the purchase in his “little black book” and collect the balance at a later date.

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