Client Review on Credit Plus

Feedback:

Started out with credit plus a couple years ago. They helped me get some extra cash that was needed and said it would also help my credit but would never adversely impact it. I was in good standing with them for probably close to two years. I did end up becoming delinquent on my accounts due to personal problem. They harassed me every day with phone calls and threatening letters that were personally brought to my home. While I feel they could have gone about this a different way, at the end of the day I owed them money. They took me to summary court where it was ruled in their favor (as it should have been ... I did owe the money) I was able to pay them off within the following month. I went in paid everything and they said I owed them $54 more. I said no the court sent me a letter with the final amount and this is it (I have papers to prove it). Long story short they have put this $54 on my credit for the past 2-3years. Of course now I am applying for a mortgage and this comes up on my credit. To say I am pissed is an understatement … I’m going to pay this $54 so I can get it off my credit …… but I want everyone to BEWARE!!! These people will take you for everything you have and then some. They will find fees and charges galore and you are left paying it. Don’t be fooled IT DOES AFFECT YOUR CREDIT!