Client Review on CFCU Community Credit Union

Feedback:

Although CFCU has one of my longest-running accounts --since 1976-- I generally avoid the institution.Pluses: in a period of /falling/ interest rates, this may be the place to put your money. They only update rates every month so, two weeks out of four, CFCU is likely to have higher rates than other institutions. In addition,, uh, hmm, no more pluses.Minuses: as noted by other reviewers, personnel are not always the most friendly in town. Frequent wait for service. Inconsistent application of rules. Yes, they make mistakes, perhaps more frequently than other institutions, but not too many (unless you're of the mind that one is too many). Rates are generally not exciting. "Gotchas" abound...like giving you a good rate if you keep a big balance in a non-interest-bearing account (overall result: lower rate than the competition).Oh, here's a plus: once a year CFCU sponsors a loud concert on the Ithaca Commons. Loud isn't always good...but...they give away free T-shirts to customers!