Client Review on churchstreetmortgage.com

Feedback:

Almost a total scam offering secured credit cards under the DBA of Open Sky Credit Cards to help build credit. Very simply the minimum monthly payment is 25 dollars. There is a late fee of 25 dollars also associated with the account. We were late once and they jumped it up to a minimum payment of $85. Upon further examination after a second month of being late they now want a minimum of $185, almost 4 times what they claim the minimum payments plus late fees for two months are. Real cute practices. We're finding out if this is legally actionable.