Simply the best!! Great bank,wonderful helpful employees,excellent rates and no ridiculous fees that other banks charge!!If you accidently bounce a check or over withdrawl your account they will get you back on track and not ruin your account with excessive fees that dig you deeper in the hole that you'll never climb out of! Have an issue with your checking card or get over charged..no worries they're going to be with you every step of the way! This is best bank in Cambria and Somerset Counties! Finally a bank who cares about its members!