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Last Updated May 1, 2025

Client Review on 1st Financial Bank USA
Feedback:
As with many of the other reviews on here - they are simply a company preying on people who need to build credit. I got this card when I was in high school as my first credit card. They had "0 interest" on any balance under 200 bucks which was perfect for me. Now that I am nearly 30 years old with excellent credit, they charge me 55 bucks a year for a card with 30% interest and no benefits. Look for another way to build your credit - I will be canceling!
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