Client Review on 1st Financial Bank USA

Feedback:

I had this card for over 14 years (got it right out of HS) then the last year out of nowhere they tried to charge me an annual $55 card fee. Mind you the interest rate is 30% so I really never used it. They tried to use the fact that this was my longest credit card and terminating the account would hurt my credit score to make me pay. The customer service representative could care less I was terminating the card which says a lot about how they view their card holders.