Client Review on 1st Financial Bank USA

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I feel like many people simply do not understand what this company is about. It's for new 18 year old individuals who want to start up credit. They accept those with zero credit history and start off with low limits that increase over time. This company is perfect for building and starting credit. As long as you're not reckless and never pay late or go over your limit, you will build strong credit. My score is 750 and I've had the card for only one year. It's a great starter card, seriously if you don't want them anymore just terminate and use your score that you built from them to apply for another card. This is a starter card, if you want to keep them go ahead.