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Last Updated May 1, 2025

Client Review on First Bankcard Center
Feedback:
Cancelled my account which was in excellent standing. I was never late, never missed a payment, balance was less than 50% of line of credit. Excellent interest rate and I was in the process of paying it off. It rarely used the card anymore. When I asked why they cancelled it, I was told it was because they did not like my profile. Hmmm, always pay all bills on time, very good credit scores? Only thing I can think of is because I told them I now am retired. Anyway, it did minor damage to my scores because it lowered my available credit. They did say I could reapply at any time which is not helpful because it would further damage my credit with a hard hit and no way I would receive that nice interest rate. My advice is to avoid First Bankcard. They are not loyal to their customers.
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